JJ Luna

Reply to Jane

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Do you think someone has your information and is using it? When you apply for a credit card or other type of loan, you put your information "out there". It will stay out there indefinitely, whether you receive/use the loan/card or not. Not receiving/using the card will not bring your information back to you "unlooked at". If you use the card then stop using it, there will be a permanent record of it's use, then the information trail will stop. If you permanently stop using the card, anyone looking for your purchase history will simply see your last transaction. They will see nothing else beyond that. If they are trying to determine your purchase history beyond your last transaction, they will have to try to think of another way. If you use cash from that point on, there will be no other way available to them.
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