JJ Luna

Questions & Comments

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There are 7,601 questions at JJLuna.com.
NM Gross Receipt Tax
Regarding NM LLCs, New Mexico has a gross receipts tax on any revenue any business makes as a percentage of the income of the receipts of the business, not just the profit. Don't you have to report any transactions through the LLC, or does it only apply if it is actually within the state?

Only if in within the state. That is why Rosie lists an address in Spain.

Reloadable US gift cards for non-US person?
I am not from the US but thinking about picking up a card for cash from a store while on a trip to the US and ask my friend to occassionally reload it for cash, too.

I just need a low value no-ID-show but reloadable gift card. I don't know if such a thing exists?

GreenDot, Vanilla: getting confusing. I don't know the market, maybe some readers could help.

Why not do as I do? PAY CASH.

#10813 Chrome -> Chromium
Why not use Chromium, the open-source mother on which Chrome is based on? Bugs are fixed there first as well.

Comment Re: DNA collection and privacy
It's not just our name, address & Social Security number we need to worry about- but our DNA as well: A biologist signed up for the service "23AndMe"- a DYI DNA sequencing company- it ended up causing his parents divorce by alerting him to a previously unheard of half-brother. Another company I cannot stand is "Ancestry.com"- how I wish I could erase that website from the web!

link to site enclosed

URL #1: http://www.vox.com/2014/9/9/5975653/with-genetic-testing-i-gave-my-parents-the-gift-of-divorce-23andme

I agree that Ancestry.com is one of the greatest threats to privacy on the planet!

not selling property
I just read about Paul Bilzerian & his wife Teri Steffen. The article on yahoo news,09-17-2014, stated that this couple were able to avoid selling their mansion in Florida while owing the government $62,000.000.00 The house was valued at approx #10,000,000.00. The article talked about them using LLC's, Trusts, partnerships, & offshore trusts with them as beneficiaries. What I don't understand is how they did this for 20 years, with the house going into foreclosure. & not being forced out.
It did state that Paul Bilzerian went to jail for 14 months, but they keep the home for 20 years. What you say on these dealings. What did Paul & his wife do stop the government for so long ?

Maybe the Florida Homestead law?

#10813 09/16/14 Chrome is spying
I use Firefox, the privacy settings are easy and clear.

Re: 10803--Marjorie/dumb phones
Marjorie, look on Amazon for a Net10 LG320.

Pay with a gift card, and use a "nom de 'net."

Chrome is spying
Just read this article and am wondering if Chrome is still listening to your conversations, or if they got this 'bug' fixed.I have to upgrade my browser because it's too slow but now don't want sign into Chrome (so far I never have). I wonder if I don't ever ok the voice feature if it's safe then.
As well does anyone have a favorite private browser? I'm aware of 'inprivate' browsing, but don't want to hit this bottom every time. Thanks, Kat

URL #1: http://talater.com/chrome-is-listening/

LLCs - Delaware
You often mention New Mexico because you can have an anonymous LLC. What about Delaware? Many individuals and corporations are registered there because of the privacy rules. What are your feelings about Delaware?

This has been asked and answered before. Delaware requires an annual report. NM does not. NM is therefore much better!

Re #10807
I assume you mean a debit card. with most banks you can have a joint card holder for your account; a card for a friend or family member.

Feds chase treasure hunter turned fugitive
I just saw this interesting story from the Associated Press about the feds chasing a successful treasure hunter 'turned fugitive' who disappeared with millions worth of gold bars and left a certain book behind for the FBI to find. I thought it worth sharing.
URL #1: https://news.yahoo.com/feds-chase-treasure-hunter-turned-fugitive-153456530.html

prepaid debit cards & hotels
Will hotels accept a prepaid debit cards, and if so what form of ID will they also want (if any)?

Debt Card
Can you get a debt card in another name?

Only if you have a bank account in another name.

#10796 Black Phone
Here is a link for an extensive review of the "BLACK PHONE". It is well worth reading, especially for those that give privacy high value.


What to do about a sister posting my pics and birthday info. on FACEBOOK?
What should I do about an older sister posting recent and childhood pics of me, along with my name, birthday and other personal info.? She's the type of sheeple who proudly wears her corporate ID badge around her neck after work.

I assume you have already told her in the strongest possible terms that all that info MUST be removed, and she refused.

If she will not listen to you, her brother, then there is nothing I or any reader can suggest, other than throwing her under a bus, and that would be illegal. :-)

dumb phone
What is the best pre paid dumb phone and where can I get one asap, thanks

10796 - Blackphone and VoIP's
Marianne -

The Blackphone is under serious scrutiny by thousands of parties who would like to find an issue. That's a positive thing.

Issues have been discovered, reported, and fixed in a timely manner. Those who have them, have reported positively on the handset, software, and customer service.

"Red Phone"... I don't know.

Both Magic Jack and Vonage ARE VoIP services.

Clear, simple instructions for routing either via TOR and/or VPN's - where possible - have not been found. Maybe another reader can help?

1. Depends on the organizer.
Can you use initials?

2. Yes - though sometimes information about those who participate (in any way) leaks out, and the organizers receive no compensation.

Few, if any, take positive steps to secure the information gathered.

#10791 Blackphone/Red Phone
Marianne -

1) Yes, both Blackphone and Merkel's phone contact the closest tower and can be tracked in the manner described in the article. So can Obama's.

When you can't defend, you should confuse the opposition. There are (relatively expensive and inconvenient) creative ways to use the global cellular communications system without being tracked.

2) The program mentioned in the article requires only the telephone's number.

Business Checking
How do I open a business checking account with an LLC from Rosie without providing EIN etc? How do have a PRIVATE account?

Without using a nominee? Can't be done in the USA.

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