JJ Luna

Questions & Comments

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There are 7,879 questions at JJLuna.com.
Extended stay hotel
Hi JJ. I'm thinking about moving into one of those residence/executive suite hotels. I expect I'll have to provide ID and credit card. Do you know if they share that info with anyone? Do they run a credit check? Any other disadvantages?

Since those are reasonable questions, contact the manager, or someone further up the chain. Ask to read their privacy policy.

FL Vehicle Registration - PLEASE HELP
Has anyone had any issues registering a vehicle in Florida under an LLC?

I recently went to my local tax collector (no BMV/DMV in FL) and they said I had to register my LLC with the state at sunbiz.org. I have already registered the LLC with the IRS and I have an FEIN number, but according to the guy at the tax collectors office, unless I am registered with FL, I cannot register my vehicle.

When I look at the website, they were asking for a lot of personal information that I don�t want to give them, including my name (or a registered agents name) and a physical street address in FL. I tried to explain to them that the company doesn�t have a physical address in FL and the guy told me to use my home address.

While I know I can use a ghost address for the location, I would rather not risk the consequences of using the wrong address for my physical address if it can be avoided. Ideally, I would prefer not associating the state of FL with my vehicle (if that�s possible)

Also, the website sunbiz.org is public record and anyone can search it and find all of the details associated with the different companies (i.e. name, address, FEIN, etc.), and registering on this website will require my FEIN. Therefore anyone will be able to associate my name and SSN with my vehicle registration. If this happens, then there is not point of trying to maintain privacy.

Any information that anyone could provide would be appreciated. Any suggestions or am I missing something?

Thanks for your help.


I suggest you contact Rosie, who is more up to data than I am, David. I do know there have been some problems in Florida.

The New Guru?
Jack- I'm huge fan, and your work and books have been life changing for me. When you die, who is going to be the new privacy guru? It's becoming harder and harder to remain private these days, and I don't know if any other person who has made privacy their life's work. Aside from hiring attorneys when needed, I'd love to know where I can count on the latest privacy advice and techniques in the future. Speaking of attorneys, what's the best way of going about finding attorneys who are well-versed in privacy?
Thanks- Rob
PS I hope you are healthy and will live many more years!


None that I know of.

Attorney
Hi JJ,

Went to the site shown on your contact page for the calif attorney. Got a notice from my browser that the site was "insecure". I am a bit concerned. Please check this out and let us know.

Thanks.

Zoran


I have already passed this concern on to John.

11143
Hi Michele,

In answer to your question, my work requires me to be on net for a few hrs a day, but I do not stream movies, use youtube, videos, etc. at work or elsewhere (As you said "too much bandwidth"!) Since I have never used wifi, can these be used with a laptop or tablet?

Thank you very much for your tip. I will check them out and let you know what I find.



DL with no photo
Dear Jack,

Your books have enable me to progress on the road Invisibility.

I recently learned of an obscure paragraph in the statute of various states to acquire a DL with NO photo.
The webpage here is a PDF file covering this statute (or lack of regulation) in each of the 50 states.

URL #1: http://moritzlaw.osu.edu/electionlaw/litigation/documents/LWVJ.pdf

The exceptions depend on religious beliefs.

If you believe in God, then you may not impress Him by taking this route. :)

Businesses do monitor parking lot cameras
Businesses do actively monitor their parking lot cameras, and it seems that people are taking the 'see something, say something' slogan to heart. This could have been a diabetic, or it could have been you doing something unusual and suddenly the cops show up. A private life is getting very hard.
URL #1: http://missoulian.com/news/local/man-accused-of-stealing-idling-car-in-missoula-gets-bail/article_d622a072-6f57-50ea-af81-beb9798bb23f.html#utm_source=missoulian.com&utm_campaign=%2Femail-updates%2Fdaily-headlines%2F&utm_medium=email&utm_content=headline

Interesting article, Jim! Thanks.

Response to #11133
You might want to check out the prepaid mobile internet hotspots from companies like Verizon or Virgin Mobile. No credit check. I don't know how heavy your internet use is, but for general email and moderate web surfing, these would be adequate. Streaming movies and the like would use up too much data. Another option would be to get a prepaid smartphone that will allow you to use it as a hotspot to connect your laptop to.
URL #1: http://www.verizonwireless.com/prepaid/data-plans/


#11139 01/20/16 Quitting My Job
In your situation you should never quit a job until you have another job. Then SAVE MONEY, it will keep you out of the situation you now have and give you freedom of movement.


Leaving job
Hi Caroline,

Sorry to hear you believe your job no longer suits you.

Have an idea for you based on experiences of my friends and associates. One example (of many)is the ex-po worker referred to in earlier posts. He worked there a long time even though part of the job was a pain in the you know where (as was some of his co-workers). Why did he work there? Good pay and very good benefits. (Sound familiar?)

While he was working there, he started a part-time business which could be done at other times and where the schedule of the business would not interfere with his work schedule (which was largely fixed). Once he built that side-business up to the point he could earn a full-time income, then (AND ONLY THEN!) he quit.

His philosophy is to pay as you go or do without. I have not been able to follow it as well as he has, but I admire him for it.

I gently suggest you consider what JJ has to say. He makes some very good points.

Hope this helps you. Good luck.



Quitting My Job
Over the last couple of months I've been seriously thinking about quitting my job. This job offers lots of great benefits. I just think it is time I left. I don't think my job suits me any more. Also if I were to quit ASAP, I would be flat broke. I do have a few ideas for going into business for myself. Last year I did start up my very own blog. And I do sometimes sell clothing over the internet. I'm not sure where else to start?

If you have had a steady job, and yet will be flat broke if you quit, something is wrong! Get my "Flat Broke?" ebook from the Amazon Kindle Store. Study it. Discuss it with your friends.

There is a saying among real estate agents: "Never throw away dirty water until you've found clean!" In your case, that means do not quit your day job until you have another day job lined up. Then stop spending beyond your means. Can you spell "self sacrifice?" You are not in a position to work for yourself at this present time.

e-book
Mr. Luna,
Are you still writing or plan on writing the E-book invisible banking?

Best regards,
Ryan


I wrote that some years ago, although I called it "Invisible Money."

Post Office Boxes
Here is something from the USPO.....

https://ribbs.usps.gov/mtcsa/mtcsa_print.htm

Move to Competitive Street Addressing for PO Boxes

In Move to Competitive Locations with Street Addressing, a customer's mailing address may be either the street address for the Post Office where their PO Box is located, followed by # and the box number, or PO Box followed by the box number.

Some merchants do not allow shipping to a PO Box address. The Street Addressing option enables customers to receive packages and deliveries from private carriers who require a street address for delivery, such as UPS and FedEx.

Note: Customers who sign the Customer Agreement should not submit a Change of Address (COA) from their PO Box to the associated street-style address because both addresses will be delivered to their PO Box.

Page updated: 4/27/2012



Using funds in BOM
I have an account as an American with BOM. I spoke with someone there who told me the only way to have access to funds that are spent in the U.S. is to deposit into Canadian dollars and use the debit card in the U.S. I already have American money in the account but that cannot be accessed apparently when in the states. Does anyone have experience with debit-card access of their $? I know there are also lots of fees. I would love to hear how this is
working for you or other ways you are accessing your funds from BOM

Thanks very much.



re 11125
Zoran, thanks for the reply, but this was not an ATM issue. Chase ATMs only dispense $20s here. I simply had a number of $20s I wanted to change over to make emergency funds more portable.


internet
Problem: All of them I have seen so far (advertisements, websites, etc.) want ID, SSN, credit check, proof of address, etc. With a deposit, they still want everything (except they won't run the credit check)!
That would seem to eliminate any privacy with those services. Does anyone know of an internet provider available almost anywhere which offers prepaid service without these privacy-invading requirements?



Vacant Lot
RE: 11129
Hi James,
I asked my friend (the former po worker), He agrees with JJ. Most local postmasters will not allow mail going to a vacant lot (or will return it to the sender). Now, hypothetically speaking, what would happen if you bought a small used trailer and (if allowed) you put that trailer on that lot and then put up a mailbox (or 3) at a (or 3) logical place(s) on the road(s)
which border(s) the lot & had appropri- ate number(s) on the mailbox(es). Do you think that would work? Even if trailers are not allowed (a very common law in suburbia & cities), many places allow for trailers to be put on vacant lots as "temporary structures" (often with a time limit). Screening it with dense foliage around & above it may help. I am sure you can think of other ways. (Here's a plug for one of JJ's books - see the one on "off the grid". He has some good ideas in there.) I suggest you think of all the angles and/or get some good advice/info
before you proceed. Hope this helps.



no more cheques and money orders
One of the reason why the Canadian government is doing away with cheques and money orders. Supposedly to combat terrorism according to the politicians. But its more like creating a paper trail and keeping tabs on each individual. By April 1st 2016, there would be no more money orders and cheques.
Although cash is still king, it's not going away that easily. It's the medium of exchange in first nation reserves. When it comes to purchasing dry fire wood, after being delivered to your home.
Postal money order is one of the methods that we pay for utilities in northern communities.
I suspect that it would be a bit difficult to remain somewhat anonymous, without the use of money order and cheques.



Vacant Lot as Permanent Address
Has anyone bought a vacant lot for your ghost address? I was thinking of doing so and was wondering if anyone else has done this.

Don't do it. Most postmasters will not allow it.

always pay cash and park far from busness
I am glad they caught these people, but it shows the danger of not paying cash. Note that LE searched for similar purchases in the region, so anyone with a similar purchase would have been a suspect if they could have been identified. Also note that parking lot cameras were used to identify the vehicle after the transaction was found.
URL #1: http://missoulian.com/news/local/face-felony-animal-cruelty-charges-for-allegedly-darting-lolo-pets/article_d69e043f-a1f6-5cce-9d98-7432a75123b7.html

Excellent detective work, eh?

BTW, I used to know the tiny town of Lolo MT very well, some 60 years ago. I suppose it may have grown, by now. :-)

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