JJ Luna

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There are 7,686 questions at JJLuna.com.
Re: Question 10921 from Juan
It is very easy to buy purchase items on Amazon without giving out your personal information. Set up Amazon account using name and email address of choice. Use a PO Box for address. Purchase Amazon gift cards for cash, available at a wide variety of discount and drugstores. Upload Amazon gift card to Amazon account (you input the number off the back of the gift card, visible after you scratch the coating off), and you are now able to purchase Kindle eBooks, as well as any other Amazon items (you'll have to make a choice about delivery address). I've found this is a very good way of establishing an account for anyone wary of putting their personal and credit card information out there online.


PAYSAFECARD COMMENTS
Robert (entry #10910) mentioned PAYSAFECARD. I looked into it and they tout 4000 online retailers who accept it, but I couldn't find a list, so if I bought one at a nearby vendor, it may be "non-useful". If I tried to use it and it is rejected, I'm stuck. It seems primarily useful for Germany, Austria and Poland (once I dug into their website). It doesn't seem to be usable at POS "point of sale" either.

If you dig into their website to see how a merchant becomes qualified to accept, the merchant has to "jump through" more than a few hoops. I don't see a stampede of merchants heading to their door (and there is competition) unless its worth their while (cept online gaming and gambling). USA customers are excluded from gambling using PAYSAFECARD (THAT'S A GOOD THING!).

I'm still waiting for "anonymous", secure, and universally accepted virtual currency, with low (or no) overhead. We are not quite there yet.

URL #1: www.paysafecard.com


Facebook: People You May Know.
How many times can somebody look at my Facebook page before they will appear in my "People You May Know" list??

Thanks Much


Hopefully, none of the readers here are on Facebook!

cell phone privacy is long gone
not a question -- but a really interesting and easy exploit if someone gets your cellphone number.

the highlight:

"For example, RemoteCellSpy.com offers a tracking system that lets users monitor all calls, texts and GPS locations on a target's cellphone for a one-time payment of US$27."

this installs the app on YOUR phone -- all they need is a phone number.

the article: http://www.technewsworld.com/story/Flaws-in-Ancient-Standard-Enable-Wireless-Eavesdropping-Spying-81520.html



Real ID
Does anyone know a way around the 'two proofs of residential address' requirement for a license in Nevada? Is this all part of the 'Real ID' program that may be eventually implemented in every state? I thought being a resident of another state could avoid this, but you're still required to give this information for a part-time resident ID.


Wow......
No question, just discoverd you and your books.....AWESOME IS ALL I HAVE TO SAY!!! LOVE YOUR BOOKS AND WEALTH OF KNOWLEDGE!!! Thank You for sharing. Reviewed a few books on Amazon.

Thanks for the kind words and the reviews--much appreciated!

Re: 10921--Juan
Juan, you don't have to use your own credit card. You may use a generic gift card (VISA, MC, AMex) on Amazon. You may also use a "nom de 'net" if you like.


privacy when buying your books
If we buy one of your books on amazon, it appears we have to use a credit card. If true, there goes our privacy (especially if we use a kindle - they will get our internet address). Any suggestions on how to buy your books on amazon with total privacy?


Real name and hotels abroad
Jack, you said do not try the pseudonym hotel booking thing you wrote about in your book outside the US.

I assume you book under your real name when traveling abroad - correct? Any other privacy options you have similarly back at home?


Yes, correct.

Cellphone Network Security
The article linked below describes how broken the aged cell phone networks are, how hackers can access your cell phone activities, and how certain companies locate any and all cell phones for large, well paying clients.

The last sentence is either evidence of naivete or denial.

URL #1: http://www.washingtonpost.com/blogs/the-switch/wp/2014/12/18/german-researchers-discover-a-flaw-that-could-let-anyone-listen-to-your-cell-calls-and-read-your-texts/


Re: Off the record marriage
Tod, there are a couple of options. You could go to another country. Your marriage would still be on the record over there, but the data brokers in the U.S. are less likely to pick up on it.

You could also try a very rural county (in any state). The marriage would still be on the books, but it might never be published outside of the courthouse. First check to make sure no newspapers in that county publish marriage licenses online or in print (but especially online).

Good luck to you, Tod, and let me be among the first to congratulate you!



Reasons to not celebrate...
A year ago, Mr. Luna, you sent me three reasons not to celebrate this coming holiday. I can not find that email on my computer and I wish to print it out and show my new girlfriend. Can you send it to me once more? �¿Por favor?

You forgot to include your email address, Juan. Contact me at Jack (at) JJLuna.com and I'll send the three reasons again.

Keys able to be copies using just a photo from smartphone
Be careful who you literally let see your keys. All it takes now is a mere digital picture snapped of a key for someone to copy it. They don't even have to physically handle it.
URL #1: https://keysduplicated.com/


marriage "off the record"
Are there locations in the US or US territories, for example, which are less accessible in terms of recording marriages as public information ? In our brave new world maybe this is no longer possible in the US or its possessions.

Appreciate any help


Not that I know of, no.

PAYSAFE CARD
What is your opinion about PaySafe Pre-Paid card?
URL #1: https://www.paysafecard.com/en-us/


Iowa to launch smartphone driver's license
Look like the smart phone will be your DL, insurance ID, library card, and everything else rolled into one.
URL #1: http://www.desmoinesregister.com/story/news/politics/2014/12/08/iowa-digital-smartphone-drivers-license/20114979/


Incoming flight to US - Passport
I recently flew back to the US. In the past there were two lines: 1)Foreigners and 2)US Citizens and Permanent Residents.

This time the second line was labeled "US Citizens Passport Express" They have self service kiosks where you scan your PP, have your photo taken, (of course they already have your photo on the PP) and possibly (I'm not sure) have your fingers scanned like they do for foreigners. There is only a small disclaimer on the bottom of the first screen that says that use of the machines is voluntary. But the employee told me use of the machine was required!!!
Finally a supervisor told me that if you don't want to use the machine you use the line for foreigners. I only saw another person with a US PP in the foreigner line. In that line I was processed as a US citizen (did not have my photo taken and did not have to provide finger scans like foreigners do.)

URL #1: http://www.cbp.gov/travel/us-citizens/automated-passport-control-apc


Re 10904 prepaid/gift cards
There are two types of cards you can buy at store: prepaid and gift.

Prepaid requires personal info including SSN, and is usually reloadable. They will also often want an address to whih they will mail a permanent personalized card. I do not recommend these cards.

Gift card cannot be reloaded and is available in fixed values (such as $100) or variable (usually any amount up to $500.) These are easily activated and any information you provide is not verified. If you use these online you will have to provide the same billing name/address you provided when registering the card, so remember that. Typically there is a fee of $5.95 when you buy the card but no monthly fee. The card is good for several years until it expires, at which point if you have an unused balance you'll need a mailing address to get a replacement card. This is the type of card I prefer.

You can buy these cards at supermarkets and drugstores, that have racks with various gift cards. The one's I've happily used are issued by Metabank (it's in very small type) but I'm sure there are others.

I've used prepaid cards for Amazon and Paypal (they work fine) but for in-person transactions I do as Jack suggests. I use cash. Then when a small amount is left on the card, the next time I buy groceries I do a split transaction: pay part of my purchase with whatever's left on the card (need to tell the cashier the amount; they can only check whether it's authorized or not; they don't know the balance.



Re: #10903 A Little Privacy Please
Hi Mary, I agree with Jack that cash is usually your best option for small purchases. But I prefer to use plastic at the gas pump so I don't have to go inside (twice -- once to prepay and again to get my change). For that I buy gas gift cards at the grocery store or drugstore. They're convenient and there's no service charge. They're good for $50 or $100, and when they're used up you just throw them away and buy a new one. Totally anonymous.

You can also buy gift cards for most national restaurant chains, but as Jack said, why bother?

And you can buy anonymous Visa or American Express gift cards from Simon Malls that you don't have to register for local purchases, but they're not convenient for gas or restaurants because they put a hold on an amount greater than your purchase. Plus there's an activation fee, I believe $5. The AmEx is especially good for travel because it's replaceable if stolen, though I assume it would have to be registered first. They ask for a name and address, no SSN needed.



A Little Privacy Please
Yes, cash is an alternative, but I don't like having a lot of cash with me. I travel to Florida and Arizona and would just like to travel with a cc that wasn't associated with name and info so I don't have to worry while traveling and on the road etc. I read HTBI and haven't been able to find a prepay without all the hassle? Help.


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