JJ Luna

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#10636 Texas Banks
Neil, try a Federal Credit Union in the area instead.


10626 Google = AntiPrivacy
If you are looking for an alternative to K7, try Kall8. You can choose a random number, a toll free number, or a vanity number. It's not free like GoogleVoice, but it's also not provided by Google.

Under no circumstances is ANYTHING related to Google private.

URL #1: www.kall8.com


Mr
Ia Privacy 101: Why & How to Separate Your Name from Your Home still available at your site?

Thanks!


No, but the identical info is in my "How to be Invisible" book, 3rd edition.

Bank acct in LLC
My nominee has tried set up a checking account in Texas. Initially, the banks ask for articles of organization, Tax ID, address, etc. I supplied my nominee with those items. I also supplied him with the TEXAS BUSINESS ORGANIZATIONS CODE TITLE !> CHAPTER 9 Subchapter A and F to show that a foreign entity does not have to register in the state of Texas if it does not meet the definition of "transacting business", which my NM LLC does not. Each time, he was rejected. I spoke to three of the banks and they said it was their "policy".

1. Does anyone know of a Bank in East Texas that has more respect for the law than a policy that is in conflict with the law?

2. Have others experienced the same problem and have any suggestions on how to get around it.

Interestingly, they never asked for an operating agreement.

URL #1: http://www.statutes.legis.state.tx.us/Docs/BO/htm/BO.9.htm


Real Estate
I'm considering buying a home, but I have to take out a loan. I'm considering hiring a real estate attorney and utilizing asset protection strategies to try make it as private as possible. Do you have any books or info on a step by step guide on buying real estate with HTBI in mind?

Not if you finance (which I almost never recommend, because renting is cheaper and you can move on short notice).

Corrections Officer
I have a friend who is a Corrections Officer in a state jail. He has taken particular interest in your book due to the criminals he is around all day long. obviously criminals have and can order hits on individuals and families from inside a jail cell. fortunately, he has never had to deal with such a circumstance. He lives in a state where corrections officers are considered peace officers and are allowed to carry guns. Any ideas or suggestions for people in this line of work?


Re: #10626 K7 service not providing numbers
If you need a free phone number, there's always Google Voice. For more privacy, make sure you create a separate Google account that will only be used for Voice. Stay logged out of that account so your web activiity isn't tied to the number.

If you have a smartphone or an iPod Touch, there are apps such as TextFree and TextNow that provide phone numbers. These apps are free and ad-supported, or you can pay a small fee to get rid of the ads. Some offer free voicemail and let you choose your area code.

Callcentric, a VOIP provider, also often offers free phone numbers in an upstate New York area code.

None of these services require ID or a credit card.



Direct Deposit Cards
Does anyone know of any direct deposit cards that are privacy minded?


JJ's response to #10628
My understanding was that an operating agreement is not required for a single member LLC (husband and wife count as one). Does your answer only apply to CA? As we get older, we are concerned about what happens to the real estate and other assets in the llc if both of us are gone. Perhaps making our Trust the member of the LLC would be an approach. The states in which we are buying property does not consider holding real estate to be "transacting business" and therefore is not required to register.

I used to get by with just a letter, when selling real estate, but a few years ago I started to have trouble. I had attorney John Clark make up an operating agreement that I could use for each sale. Since then, no problems.

I consider an operating agreement to be ESSENTIAL when real estate is involved. It does not matter whether it has singe or multiple owners.

US Company can be used for UK?
Can you use a US company to register a car or property in the UK?

No, nor anyplace else in the world. Not even in Canada.

Home ownersip & a Sale
You may remember me as the Stockbroker for over forty years with a major firm.
I'm in the planning stage of buying a house, which means I'm again looking for one. I'm going to pay cash & put it in the name of a LLC.,following your advise. My question is, let's say 40 years down the road, I'm not here anymore & my beneficiaries want to sell the house. Don't they have a problem, unless I can explain the LLC ownership to them. Then, the escrow people may have another problem with the LLC ownership. Am I right or wrong & how would you handle it. Buying and selling cars in an LLC is easy, as I have done this over a dozen times. But a house could be a different situation. Right ?
Also, as long as they keep the house, live in it,, rent it out, and pay the property taxes & insurance, with a money order, there shouldn't be any problems, I hope.
Thanks for your great books & website,
Bobby


For real estate, you MUST have an operating agreement. My attorney John Clark does these all the time. Contact him at:

jclark(at)privacylawoffice.com. Mention that I sent you.

A PI anwsers #10611
Your #1 is a very nebulous question and #2 is very sensitive. I decided on short, truthful, sentences.

#1 It depends on what you consider "anything of substance". What you consider substantive and what a PI considers substantive are likely very different. Every piece of information is imbued with value and since your name and former address are very valuable to someone searching for you, the fact your credit is frozen means little.

#2 A record is created when you open a bank account. The record contains fields. EVERY field in EVERY record is important to someone. The account becomes an entity - with a life - it interacts with other systems with activity and time, and that generates further records. There are many ways to search for records and many methods to reveal their existence.



K7 service not providing numbers
I've been attempting to get a number with the K7.net site. I get a message after signing up "Sorry, there are no phone numbers currently available" Does anyone know of other similar but reliable services? The link provided gives some options but I have no experience with any of them.
URL #1: http://www.freemailguide.com/free_voice_mail.html


P.O. Box Verification
Hello, I recently signed up for a new P.O. Box with an old address.

Here is what I did: I went at a very busy time and brought with me my Oregon Vehicle Title which had on it my old address and an old name. I checked the box "Vehicle Registration" on the PO Box application (Technically Vehicle Title can't be used as "Vehicle Registration" but they didn't ask any questions. I also used my old Driver License, which had a hole punched in it because of a name change (So was technically invalid), but had my old mailing address on it. I also brought my passport with my current name on it because I want the box in my current name, as that's how I'm receiving mail.

My question is:
1) Will they verify my mailing address that I stated on the application? (At the time I applied, I paid for it, and have already received my keys).

2) How do I ensure that my mailbox is never updated with my true address, at least until I obtain a ghost address?


1. It depends upon the local postmaster.

2. You cannot never be certain it will not happen.

Re #10620, CA found cell phone number
Was the collection agency calling for you, or for someone else?


If for someone else, it's possible a debtor had that cell phone number before you got it.


If they are calling for you, I don't know how they got the number. I have a Tracfone and have not had that problem.


Re: #1062004 How did a collection aggency find out my cell-phone number?
They asked a friend or relative.


Re:10617
More on this topic:
URL #1: www.dailycaller.com/2014/04/16/the-usps-wants-to-mine-and-sell-data-gathered-from-your-mail/


Vindictive Ex
Vindictive Ex's

What's that suppose to mean, Betty Jo?

How did a collection aggency find out my cell-phone number?
I have a trac phone that is not registered with the company.


USPS looking to invade privacy in future
http://www.ecommercebytes.com/cab/cab/abn/y14/m04/i15/s02


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