#8531
07/06/11
harassing phone calls
Mr. Luna, with your expertise, surely you can help me and the hundreds of other people to "turn the tables" and make visible the person or outfit that is harassing people across the country. If you google 1-760-705-8888, you'll see what i mean - hundreds and hundreds of posts for help, but no answer. Somehow this person/outfit has made himself/herself invisible by wreaking havoc on hundreds of people with impunity. Can you PLEASE help me and others to identify this person/outfit and address what steps we can take to end it. Thank you so much.
Clint, richardson, tx Age: 45
Mr. Luna, with your expertise, surely you can help me and the hundreds of other people to "turn the tables" and make visible the person or outfit that is harassing people across the country. If you google 1-760-705-8888, you'll see what i mean - hundreds and hundreds of posts for help, but no answer. Somehow this person/outfit has made himself/herself invisible by wreaking havoc on hundreds of people with impunity. Can you PLEASE help me and others to identify this person/outfit and address what steps we can take to end it. Thank you so much.
Clint, richardson, tx Age: 45
I cannot perform miracles. Further, my area of expertise is in helping people fade from sight, not in tracking people down. That latter area is for PIs.
#8530
07/05/11
NMLLC Renewals
My son has sent three emails trying to renew his LLC but so far has received no response. I think mine needs to be renewed also. What gives?
Walter, Baton Rouge, LA Age: 62
My son has sent three emails trying to renew his LLC but so far has received no response. I think mine needs to be renewed also. What gives?
Walter, Baton Rouge, LA Age: 62
Rosie had never received an e-mail from the address you give. If you are getting her address from the CONTACTS page, the instructions are to first remove the red "X". Did you do that?
#8528
06/29/11
LLC for a Business
I've been reading your book for years but have a question that I've only had to think of right now.
Here within 6 months I'm going to be moving from Arkansas to a new state, probably Minnesota and will be starting my own business. I will want to start an LLC but does it make sense for me to file one in Minnesota since it will be an actual business with an actual store front?
I'm familiar with doing LLC's in New Mexico for my person privacy but I'm just curious if those same methods apply to a real business that I'm starting.
Thanks in advanced.
Jon, Fayetteville, AR Age: 25
I've been reading your book for years but have a question that I've only had to think of right now.
Here within 6 months I'm going to be moving from Arkansas to a new state, probably Minnesota and will be starting my own business. I will want to start an LLC but does it make sense for me to file one in Minnesota since it will be an actual business with an actual store front?
I'm familiar with doing LLC's in New Mexico for my person privacy but I'm just curious if those same methods apply to a real business that I'm starting.
Thanks in advanced.
Jon, Fayetteville, AR Age: 25
I suggest you use a Minnesota LLC, despite the loss of privacy.
#8525
06/28/11
Concealed Carry
I want to apply for a concealed carry permit here in Virginia, but I don't want to put down my residential address.
I do not have a ghost address other than the street address for the post office where I have PO Box.
Does anyone know if I can use the post office street address as my residential address?
Chris, Charlottesville, VA Age: 46
I want to apply for a concealed carry permit here in Virginia, but I don't want to put down my residential address.
I do not have a ghost address other than the street address for the post office where I have PO Box.
Does anyone know if I can use the post office street address as my residential address?
Chris, Charlottesville, VA Age: 46
I believe most states will require a street address. One solution is to give your true street address and then move. But check for any penalties about neglecting to report a change of address.
#8524
06/28/11
Shell Games
An interesting article:
URL #1: http://news.yahoo.com/special-report-little-house-secrets-great-plains-113759191.html
Michael, düsseldorf, Germany Age: 50
An interesting article:
URL #1: http://news.yahoo.com/special-report-little-house-secrets-great-plains-113759191.html
Michael, düsseldorf, Germany Age: 50
#8523
06/25/11
Truecrypt/Bitlocker Security Hole
Truecrypt/Bitlocker encrypted volumes/drives can now be opened with a new program. This applies only to Microsoft Windows operating systems. To defeat, simply disengage Hibernation on your computer. Here's the article:
URL #1: http://www.lostpassword.com/hdd-decryption.htm
Jim, Solvang, CA Age: 22
Truecrypt/Bitlocker encrypted volumes/drives can now be opened with a new program. This applies only to Microsoft Windows operating systems. To defeat, simply disengage Hibernation on your computer. Here's the article:
URL #1: http://www.lostpassword.com/hdd-decryption.htm
Jim, Solvang, CA Age: 22
#8522
06/25/11
answering door
Hi JJ,
I live alone and my general policy is not to answer the door if I am not expecting a visitor. However, a detective has stated it is better to answer the door and not turn a potential burglary into a homicide. I have surveillance cameras and an intercom and would not go to the door if I did not know the person. Please advise.
Mary, London , UK Age: 44
Hi JJ,
I live alone and my general policy is not to answer the door if I am not expecting a visitor. However, a detective has stated it is better to answer the door and not turn a potential burglary into a homicide. I have surveillance cameras and an intercom and would not go to the door if I did not know the person. Please advise.
Mary, London , UK Age: 44
The detective is dead wrong. Women have been raped and killed after opening a door to someone they did not know or expect! (Sadly, one such victim was the pregnant wife of one of my friends, many years ago.)
Make sure you have a stout door, a strong deadbolt, and if necessary, a brace to keep the door shut. The moment you hear anyone trying to break in, call 911 or whatever the emergency number is in the UK.
And don't ask that detective for any more advice!
#8519
06/17/11
consulting
I have read so many of your books, some more than once. That I would like to help others, my neighbor is being stalked, I was a witness for her in court, but could't do much more because she was reluctant to take the advice. Now he is back and I am also afraid fro myself because of the testimony. I am a paralegal , but would like to be a PI and consult from home. But all the requirements(in PA) look like you need to be former law enforcement to get any credentials. Is that true ? How else can I help stalking victims in particular and make a little business out of it. I realize I would have to be successful with my privacy first. Now that son is in college I feel he;s old enough to not blab our info to just anyone I have just started ours - because moving is in the near futuure. Any advice about needing to be a PI or consulting from here would be greatly appreciated.
Linda
Philadelphia PA
Linda, Philadelphia, PA Age: 56
I have read so many of your books, some more than once. That I would like to help others, my neighbor is being stalked, I was a witness for her in court, but could't do much more because she was reluctant to take the advice. Now he is back and I am also afraid fro myself because of the testimony. I am a paralegal , but would like to be a PI and consult from home. But all the requirements(in PA) look like you need to be former law enforcement to get any credentials. Is that true ? How else can I help stalking victims in particular and make a little business out of it. I realize I would have to be successful with my privacy first. Now that son is in college I feel he;s old enough to not blab our info to just anyone I have just started ours - because moving is in the near futuure. Any advice about needing to be a PI or consulting from here would be greatly appreciated.
Linda
Philadelphia PA
Linda, Philadelphia, PA Age: 56
I know of no way you can help, and to get a PI license you must have experience with the law or another PI firm.
Sorry not to have better news.
Sorry not to have better news.
#8495
06/12/11
Should I trust the free service Google Voice for my voicemail needs?
Occasionally I receive phone calls from government agencies about my small part-time re-sale business. I only use a google voice number I've had for several years as a voicemail number, always returning the call from a prepaid cell phone used for outbound calls only. I always erase any played google voice mail message but I'm concerned Google may be saving those deleted messages anyway. Should I just get my voicemail service from another prepaid cellphone, never returning calls from that cell phone, thus having one prepaid cellphone for incoming voicemail messages and the other to make calls, return calls on only, always using *67. Right?
Fern, Pleasant Ridge, MI Age: 36
Occasionally I receive phone calls from government agencies about my small part-time re-sale business. I only use a google voice number I've had for several years as a voicemail number, always returning the call from a prepaid cell phone used for outbound calls only. I always erase any played google voice mail message but I'm concerned Google may be saving those deleted messages anyway. Should I just get my voicemail service from another prepaid cellphone, never returning calls from that cell phone, thus having one prepaid cellphone for incoming voicemail messages and the other to make calls, return calls on only, always using *67. Right?
Fern, Pleasant Ridge, MI Age: 36
I am not sure of the answer but why not post your question on the forum?
#8485
05/29/11
Tracking
Link to an online article about the latest in surveillance technology. Worth a read and consideration. A comment in the comments section I feel is worth highlighting in full "what people are concerned with is the accuracy of information retrieved. As an iPhone user, I recently tested the available software that shows on a map your movements. The big problem was that it showed I have been to Beflast when I never had (not with an iPhone), but it didnt register the fact I'd been in Cardiff, Bristol or Norfolk for instance. If the police produce information using software like that being trialled that's given in evidence and places you somewhere you've not been, and it so happens a crime has been committed for which you fit a description, it's going to be damn hard to prove otherwise - and that any proprietary software is inaccurate. Apart from the infringement on personal freedom, it's the accuracy people are concerned about."
URL #1: http://www.dailymail.co.uk/sciencetech/article-1386191/Privacy-storm-police-buy-Geotime-software-maps-suspects-digital-movements.html#ixzz1M7na8YOr
Peter, New York, New York Age: 35
Link to an online article about the latest in surveillance technology. Worth a read and consideration. A comment in the comments section I feel is worth highlighting in full "what people are concerned with is the accuracy of information retrieved. As an iPhone user, I recently tested the available software that shows on a map your movements. The big problem was that it showed I have been to Beflast when I never had (not with an iPhone), but it didnt register the fact I'd been in Cardiff, Bristol or Norfolk for instance. If the police produce information using software like that being trialled that's given in evidence and places you somewhere you've not been, and it so happens a crime has been committed for which you fit a description, it's going to be damn hard to prove otherwise - and that any proprietary software is inaccurate. Apart from the infringement on personal freedom, it's the accuracy people are concerned about."
URL #1: http://www.dailymail.co.uk/sciencetech/article-1386191/Privacy-storm-police-buy-Geotime-software-maps-suspects-digital-movements.html#ixzz1M7na8YOr
Peter, New York, New York Age: 35
#8481
05/25/11
Fugative from Law
How Susan LeFevre was found? Thanks!
NEW START FOR 30 YEAR FUGITIVE MUM
Susan LeFevre with her husband Alan Walsh
Tuesday May 19,2009
A California mother of three who spent decades evading the law after escaping from a Michigan prison has been freed after serving a little more than a year in prison following her recapture.
Family members greeted Susan LeFevre, 54, when she was released from Huron Valley prison, south of Ann Arbor.
URL #1: http://www.express.co.uk/posts/view/102175/New-start-for-30-year-fugitive-mumNew-start-for-30-year-fugitive-mumNew-start-for-30-year-fugitive-mum#ixzz1NLZTgECP
Robert, London, Great Britain Age: 45
How Susan LeFevre was found? Thanks!
NEW START FOR 30 YEAR FUGITIVE MUM
Susan LeFevre with her husband Alan Walsh
Tuesday May 19,2009
A California mother of three who spent decades evading the law after escaping from a Michigan prison has been freed after serving a little more than a year in prison following her recapture.
Family members greeted Susan LeFevre, 54, when she was released from Huron Valley prison, south of Ann Arbor.
URL #1: http://www.express.co.uk/posts/view/102175/New-start-for-30-year-fugitive-mumNew-start-for-30-year-fugitive-mumNew-start-for-30-year-fugitive-mum#ixzz1NLZTgECP
Robert, London, Great Britain Age: 45
#8480
05/17/11
New LLC
I have been in Medical device sales for a number of years and was recently downsized. I have started my own distributorship and I have quickly picked up 3 product lines. I would like to start my own LLC & keep this going but my credit is shot (no bankruptcy but shot). I'm looking to your program (Luna) as my first option but I know that some of the manufacturers want credit reports and business banking accounts. Is it (the LLC) still even possible?
Mike, Detroit, MI Age: 46
I have been in Medical device sales for a number of years and was recently downsized. I have started my own distributorship and I have quickly picked up 3 product lines. I would like to start my own LLC & keep this going but my credit is shot (no bankruptcy but shot). I'm looking to your program (Luna) as my first option but I know that some of the manufacturers want credit reports and business banking accounts. Is it (the LLC) still even possible?
Mike, Detroit, MI Age: 46
This question would have been better directed to Rosie Enriquez, so I sent it on to her. Here is her answer:
===========================
Well, the issue here is not really clear to me-- does he need a line of credit? Or is he just concerned about a background information check revealing he has bad credit? What is his goal in having a business LLC?
===========================
Well, the issue here is not really clear to me-- does he need a line of credit? Or is he just concerned about a background information check revealing he has bad credit? What is his goal in having a business LLC?
No credit is required to have an LLC, but having an LLC does not mean you can get credit without securing the credit as an individual. Generally a bank would not give credit to any business, regardless of its entity status, if the business does not have assets that can attached or factored. If he actually needs a credit line, then I would suggest he needs to find someone else to co-sign it, or he needs to find a friend to lend him his working capital.
If the question is about bad credit making him an unacceptable manufacturer's rep, then an article I recently read in a job-hunters newsletter might be applicable. The author suggested that a prospective employee with bad credit (in this case, prospective rep) should raise the bad credit issue up front, briefly explain the circumstances, and find out if this will be considered a problem. Some employers will be able to work it out, but are likely to be less impressed if they do not find it out directly from the applicant but rather through the credit check.
#8479
05/16/11
email
I sent a short email to the address in your book, but it came back. What's next? I'd like to have an answer, but if you won't, let me know and I'll try to get by without it. It's hard to experiment, though, if you don't really know what you're doing.
Skip, Seneca, SC Age: 60
I sent a short email to the address in your book, but it came back. What's next? I'd like to have an answer, but if you won't, let me know and I'll try to get by without it. It's hard to experiment, though, if you don't really know what you're doing.
Skip, Seneca, SC Age: 60
To what address did you send it?????
#8478
05/16/11
The future of #8450
I do machine learning and data mining. There are a few unavoidable facts about the modern internet which make this a bit of a scary topic.
* If the information is publicly accessible on the web, it can be aggregated into a database.
* A complete profile can be built automatically from fragmentary data by looking for patterns of association, clusters, and outliers in publicly available data.
* If your photo is on the web and connected with any identity data, it can be linked with a complete profile.
With all that, I would be a little shocked not to see augmented reality goggles within about ten years which can pull up someone's credit history, routine social activities, home address, sexual habits, and taste in food. Toy versions of this "app" have already been demonstrated. Facial recognition and data mining of personal information are Solved Problems. Pocket devices which can take your photo and send it to a remote database for comparison are Solved Problems.
See step 1: Do not link your name and your home address, anywhere. With the internet, this association will be stored in a computer, forever, outside your control about who it gets passed to. Always assume that "who" will be "anyone with a computer" for any information you give away - whether or not you put it online yourself.
Technology will continue to make the rest of the problem take much more creativity while making active defense of one's privacy even more essential.
Scary story number two: the patterns in my writing can potentially be used to connect this to many of the other things I've posted online through textual analysis algorithms which have been known for a long time now. The only thing stopping it from happening is the computational cost it would incur to do this for everyone at once.
URL #1: http://www.canaryislandspress.com/index.cfm/fa/showquestion/qid/8450/index.htm
Bob, New York, NY Age: 35
I do machine learning and data mining. There are a few unavoidable facts about the modern internet which make this a bit of a scary topic.
* If the information is publicly accessible on the web, it can be aggregated into a database.
* A complete profile can be built automatically from fragmentary data by looking for patterns of association, clusters, and outliers in publicly available data.
* If your photo is on the web and connected with any identity data, it can be linked with a complete profile.
With all that, I would be a little shocked not to see augmented reality goggles within about ten years which can pull up someone's credit history, routine social activities, home address, sexual habits, and taste in food. Toy versions of this "app" have already been demonstrated. Facial recognition and data mining of personal information are Solved Problems. Pocket devices which can take your photo and send it to a remote database for comparison are Solved Problems.
See step 1: Do not link your name and your home address, anywhere. With the internet, this association will be stored in a computer, forever, outside your control about who it gets passed to. Always assume that "who" will be "anyone with a computer" for any information you give away - whether or not you put it online yourself.
Technology will continue to make the rest of the problem take much more creativity while making active defense of one's privacy even more essential.
Scary story number two: the patterns in my writing can potentially be used to connect this to many of the other things I've posted online through textual analysis algorithms which have been known for a long time now. The only thing stopping it from happening is the computational cost it would incur to do this for everyone at once.
URL #1: http://www.canaryislandspress.com/index.cfm/fa/showquestion/qid/8450/index.htm
Bob, New York, NY Age: 35
#8477
05/16/11
real estate
Have always remained in contact with an individual whom I went through the first 11 grades with. Now in the ranks where I could buy into an "over 55" housing community, these are the actions I took to insure privacy.
Have always remained in contact with an individual whom I went through the first 11 grades with. Now in the ranks where I could buy into an "over 55" housing community, these are the actions I took to insure privacy.
With a handful of businesses, vacation homes as rentals my go-between agreed to purchase my property. Any costs associated with initial changes were also under his name. Nothing unusual under this cluster of operations.
LLC was used and different from others, under this control, singles out this address.
Utilities were placed under a 'doing business as' and with any tax matter the LLC name immediately links me which to cover costs. Post Office said we wouldn't receive mail as with a renovation, the box had to move from the home to the street. Never heard anything since as this action was never taken. Mail is received elsewhere.
Neighbors, not particularly close (distance), are nice and know I'm a tennant who rents from someone who did a swell property rework.
Not many may have a friend who can be this trusted but the portion of his will I was able to see, with his attorney, shows that in case of incident to this party, the address is to go under my name.
Irksome issue is property insurance. Everything has its risks!
#8475
05/12/11
Real Estate part 2
In response to your previous response, the form would not allow me to put the links in the form, it said it was flagged as spam (which it was not). So I put them both in the url field separated by a comma and apparently that broke the first link and sends to a general page.
I will list the Zuckerberg link only below because the form will not allow me to submit with a link in the body and my attempt to give both links failed.
URL #1: http://www.paloaltoonline.com/news/show_story.php?id=21020
Jim, Austin, Texas Age: 49
In response to your previous response, the form would not allow me to put the links in the form, it said it was flagged as spam (which it was not). So I put them both in the url field separated by a comma and apparently that broke the first link and sends to a general page.
I will list the Zuckerberg link only below because the form will not allow me to submit with a link in the body and my attempt to give both links failed.
URL #1: http://www.paloaltoonline.com/news/show_story.php?id=21020
Jim, Austin, Texas Age: 49
If you ever become as famous as Mark Zuckerberg, you can forget about privacy.
#8474
05/12/11
A Real Estate Purchase Lesson
Hi,
URL #1: http://www.dailymail.co.uk/tvshowbiz/article-1386403/Jennifer-Aniston-closes-deal-5-9m-New-York-penthouse-loyal-companion--dog-Norman.html,http://www.paloaltoonline.com/news/show_story.php?id=21020
Jim, Austin, Texas Age: 49
Hi,
Love your books and your site. I have read both your editions of "How to Be Invisible" and purchased my copy at a Barnes and Noble for cash in a nearby town.
I plan to use your NM LLC to purchase property in the next couple years. However, in the news just in the last week there have been two high profile real estate purchases using hidden LLC's that have exposed the famous buyers.
Jennifer Aniston and Mark Zuckerberg. Here are the links to articles that call out exactly the LLC/Trust vehicle used though they do not appear to be linked even on paper to these people:
My question is... if these people have been outed despite their careful privacy tactics, how is it possible to do this without being tracked down? Is it possible someone involved in the paperwork outed them for cash?
Is our only ultimate security in "not being famous" or is there hope for even the famous? Did they make a mistake that we can avoid or are we safe only if we are private citizens and not household names?
URL #1: http://www.dailymail.co.uk/tvshowbiz/article-1386403/Jennifer-Aniston-closes-deal-5-9m-New-York-penthouse-loyal-companion--dog-Norman.html,http://www.paloaltoonline.com/news/show_story.php?id=21020
Jim, Austin, Texas Age: 49
In the link you provide, I fail to see anything about Jennifer Aniston and Mark Zuckerberg using LLCs.
#8473
05/06/11
Sales Tax
I noticed a list of States that have no income tax.
Are there any States left that do not have Sales Tax?
Rick, Minneapolis, MN Age: 58
I noticed a list of States that have no income tax.
Are there any States left that do not have Sales Tax?
Rick, Minneapolis, MN Age: 58
Oregon and Montana. There are three more (AK, NH and DE) but those states do have bits and pieces of a sales tax.
#8472
05/06/11
How to be invisible
I previously purchased some of your books by sending you the cash and you emailed me the link to download them. This worked well for me, as I do not like to give out my address.
I now wish to do the same thing with the "Invisible" book.
Is this possible?
Rick, Minneapolis, MN Age: 58
I previously purchased some of your books by sending you the cash and you emailed me the link to download them. This worked well for me, as I do not like to give out my address.
I now wish to do the same thing with the "Invisible" book.
Is this possible?
Rick, Minneapolis, MN Age: 58
If you refer to HOW TO BE INVISIBLE, you can buy it for cash at most any Barnes & Noble.
#8471
05/05/11
method of payment
I would like to know if I can pay-through my valid credit card and not pay through Paypal?Or could I pay by a CDashiers Check sent to you by mail? Can these books be purchased at bookstores?
a.j., milwaukee, wi. Age: 68
I would like to know if I can pay-through my valid credit card and not pay through Paypal?Or could I pay by a CDashiers Check sent to you by mail? Can these books be purchased at bookstores?
a.j., milwaukee, wi. Age: 68
Bookstores, no, but it's okay to send cash. Not one envelope has been lost in 15 years.
#8470
04/26/11
Re:8468
I have read that the IRS will allow you to deduct the interest off of your RV because they view it as a 'Second Home'.
I have read that the IRS will allow you to deduct the interest off of your RV because they view it as a 'Second Home'.
If this is accurate, then the federal government is essentialy telling you that you are at 'home' when traveling in it.
And if that is the case, then they must get a search warrant. It might be a good idea to check with the IRS about this and have the paperwork ready to show the officer if he thinks that he has the right to search your RV without a warrant.
URL #1: http://rv-roadtrips.thefuntimesguide.com/2008/12/rv_tax_deductions.php
#8468
04/24/11
RE: 8461 Rick
As a person in the field of law enforcement, I think you did an outstanding job!
As a person in the field of law enforcement, I think you did an outstanding job!
The threshold for a search is greatly increased when the item to be searched is a person's "castle" or home. Some people may argue that the home was still on wheels...but I guarantee you will make any "agent of the state" think twice if you say, "This is my home."
If said politely and without giving any reasonable suspicion...I think you used the magic words to put an end to any unreasonable search.
Nobody wants to be involved in an illegal search of a person's home without probable cause or exigent circumstances. Violating a person's 4th amendment rights can get a cop sued VERY quickly. That's my 2c.
Thanks, John, you make an excellent point. I will probably put up a blog post about that.
#8467
04/22/11
Border Patrol
I recently travelled through TX, and got stopped at a Border Patrol checkpoint. I got put through a number of questions by a member of Border Patrol, asking me if I were a US Citizen, where I was born in the US, asked for my drivers' license and registration, etc.
I recently travelled through TX, and got stopped at a Border Patrol checkpoint. I got put through a number of questions by a member of Border Patrol, asking me if I were a US Citizen, where I was born in the US, asked for my drivers' license and registration, etc.
I was unnerved by the experience, although I understand the agent was doing his job.
I am now in the process of putting everything I've learned in HTBI to good use!
#8466
04/21/11
low profile business
Hi everyone,
I submitted this question on the forum as well, but did not get a lot of responses.
I need some advice. I want to set up a handyman/repair business that includes everything from hauling, delivery, yard work, all types of home repair etc. I will also pursue daylabor for other contractors who need an occasional sub. I want the business to be low profile. So far, I have printed up business cards and gotten a ppd cell under a professional name. My truck is not reg under a NM llc, but under a different name of a very well trusted friend.
I want to avoid if at all possible being 1099'd. This is a concern, because I realize that their have been recent changes to the law, but I also realize that many people may not hire me if I choose to work for cash only.
Here are 2 options that I am currently considering. The state is South Carolina.
ONE
Simply work for cash only. No receipts, invoices. There are drawbacks to this, though.
TWO
Use a company name with the initials of a nominee.
So, if my nominees name is Albert Brett Chesney......
1. Call my co. ABC services and invoice under that name
2. Have chex written to A.B.C.
3. Deposit chex in an outofstate non-interest bearing nominee account.
4. pass thru all income on scedule c of my individual tax return.
I'm not sure of any of this. If this matters, I not looking to make a lot of money at this, this is for xtra spending $$$$, say $150 to $400 a week. The only thing I do know, is that one was a lot less likely to get 1099'd if using a business name in the past.
Any help appreciated. Thank you all.
leonard, columbia, sc Age: 37
Hi everyone,
I submitted this question on the forum as well, but did not get a lot of responses.
I need some advice. I want to set up a handyman/repair business that includes everything from hauling, delivery, yard work, all types of home repair etc. I will also pursue daylabor for other contractors who need an occasional sub. I want the business to be low profile. So far, I have printed up business cards and gotten a ppd cell under a professional name. My truck is not reg under a NM llc, but under a different name of a very well trusted friend.
I want to avoid if at all possible being 1099'd. This is a concern, because I realize that their have been recent changes to the law, but I also realize that many people may not hire me if I choose to work for cash only.
Here are 2 options that I am currently considering. The state is South Carolina.
ONE
Simply work for cash only. No receipts, invoices. There are drawbacks to this, though.
TWO
Use a company name with the initials of a nominee.
So, if my nominees name is Albert Brett Chesney......
1. Call my co. ABC services and invoice under that name
2. Have chex written to A.B.C.
3. Deposit chex in an outofstate non-interest bearing nominee account.
4. pass thru all income on scedule c of my individual tax return.
I'm not sure of any of this. If this matters, I not looking to make a lot of money at this, this is for xtra spending $$$$, say $150 to $400 a week. The only thing I do know, is that one was a lot less likely to get 1099'd if using a business name in the past.
Any help appreciated. Thank you all.
leonard, columbia, sc Age: 37
(Next time, please follow instructions to separate paragraphs.)
Do not send to this page. Contact me directly via e-mail. (I've sent you several e-mails and received no answer. If you think you are answering, I am not getting the messages so use a different e-mail address please.)
#8463
04/15/11
E-books received
Hi Jack,
I sent in $80 for the whole package of ebooks. I've read through the first batch and loved them!
I was happy to see I did the right things to crash proof my kids, and chose the right car for them to drive - 1990s Lincoln Town Car - you are right, they think it is really uncool, but they learned to drive in a big, solid "tank of a car" that protests them much better then the tin cans their friends drive around in ;)
Taylor, Walled Lake, Michigan Age: 45
Hi Jack,
I sent in $80 for the whole package of ebooks. I've read through the first batch and loved them!
I was happy to see I did the right things to crash proof my kids, and chose the right car for them to drive - 1990s Lincoln Town Car - you are right, they think it is really uncool, but they learned to drive in a big, solid "tank of a car" that protests them much better then the tin cans their friends drive around in ;)
Taylor, Walled Lake, Michigan Age: 45
#8462
04/14/11
Re: Border Patrol
I also posted this in the forum, but I will answer here also. I have never been south of the border, but this should work fine anywhere. Boston T. Party in his book "You and the Police", suggests saying this:
"There is nothing in here that would interest the police."
Dave, Maple Shade, N.J. Age: 49
I also posted this in the forum, but I will answer here also. I have never been south of the border, but this should work fine anywhere. Boston T. Party in his book "You and the Police", suggests saying this:
"There is nothing in here that would interest the police."
Dave, Maple Shade, N.J. Age: 49
#8461
04/13/11
Border Patrols
When traveling north out of border towns like Laredo, Tx...you will find stops on all of the highways. These are border patrol stops...but not on the border.
When traveling north out of border towns like Laredo, Tx...you will find stops on all of the highways. These are border patrol stops...but not on the border.
They always ask me if I am a US citizen and what I am doing. Some folks get irate and ask if they are under arrest. I saw video of them on utube.
I always answer yes and explain that I am on vacation.
Until today, I have never had any problems with these stops...even though I pull my sticker trailer behind my RV, (motorhome).
Today I stopped and the dog sniffed my RV and trailer and the officer asked me if I was a citizen and what I was doing. I answered yes and that I was on vacation to escape the (Northern winter) and I was slowly heading back north.
The guy with the dog then asked me if I minded if I opened my back door and let the dog stick his face in and give a sniff.
I answered that I did mind. I said that, after all, this is my home. They said, "OK" and motioned for me to move on.
My question is, was that alright or could there have been a better way to say it?
RW
Have any of you readers traveled near the southern border lately?
#8460
04/13/11
Student loans
My student loans are in default and West Asset Management had been garnishing my wages for the last 2 yrs. I was downsized in January 2011. I was told that once I started working again, and I have, the garnishing would start over. Is there any way to stop it? I spoke to a lawyer he said file bankrupcy
Mike, Toledo, OH Age: 45
My student loans are in default and West Asset Management had been garnishing my wages for the last 2 yrs. I was downsized in January 2011. I was told that once I started working again, and I have, the garnishing would start over. Is there any way to stop it? I spoke to a lawyer he said file bankrupcy
Mike, Toledo, OH Age: 45
The best solution is to pay off your student loan and never, ever, borrow money again.
The next best solution is to work for yourself.
In any event, fire your lawyer. Student loans cannot be gotten rid of by filing for bankruptcy.
#8457
04/08/11
NM LLC principal place of business
If I obtain a NM LLC from Rosie I understand that the “principal place of business" will be in the Canary Islands. My questions are:
Is any of this mail important stuff that I need to see (besides process being served which I don't expect)?
If it is important, does she forward any of this mail to me from the Canary Islands?
Or is this mostly all junk mail and the important stuff will actually go to the Resident Agent's address who will then contact me?
John, Boise, ID Age: 40
If I obtain a NM LLC from Rosie I understand that the “principal place of business" will be in the Canary Islands. My questions are:
Is any of this mail important stuff that I need to see (besides process being served which I don't expect)?
If it is important, does she forward any of this mail to me from the Canary Islands?
Or is this mostly all junk mail and the important stuff will actually go to the Resident Agent's address who will then contact me?
John, Boise, ID Age: 40
The principal place of business belongs to Rosie, not to any buyer. You cannot use that address for anything, unless you set up a separate mail account with me.
You will never be contacted by the resident agent unless you give out his address (which you are not allowed to do) or someone sues you.
You will never be contacted by the resident agent unless you give out his address (which you are not allowed to do) or someone sues you.
#8456
04/07/11
LLC
Very recently it was announced that LLC's would be viewed as "us persons" by the three letter agencies. Will this affect their usefulness for our purposes?
Thank you.
Carol
Carol, Paradise, CA Age: 62
Very recently it was announced that LLC's would be viewed as "us persons" by the three letter agencies. Will this affect their usefulness for our purposes?
Thank you.
Carol
Carol, Paradise, CA Age: 62
Not that I know of, no.
#8455
04/06/11
LLC and PMB
Hi JJ,
I'm thinking about starting a small mail order business that would accept micro payments of cash through the mail (i.e. a couple dollars).
I am considering a NM LLC with an Alaska Address for IRS EIN purposes and a Primary Canary Biz Office for Public purposes (domain, hosting, etc) EXCEPT for the address to accept these small cash payments.
For the payment address I could use a relative's address, but I don't want to put their residence out there like that. Especially for any regular cash payments (for their safety -- they are 100% trustworthy)
I could use a local ghost address, but I am finding it difficult to locate one that could receive these payment 'securely'.
If I were to rent a private mailbox at someplace like Mailboxes, Etc. in the LLC Name and use the LLC EIN number, would it be possible for my relative to rent it as my nominee and thus keep my identity from being tied to it in any publicly accessible data bases?
Thank you for everything JJ
James, Toledo, OH Age: 45
Hi JJ,
I'm thinking about starting a small mail order business that would accept micro payments of cash through the mail (i.e. a couple dollars).
I am considering a NM LLC with an Alaska Address for IRS EIN purposes and a Primary Canary Biz Office for Public purposes (domain, hosting, etc) EXCEPT for the address to accept these small cash payments.
For the payment address I could use a relative's address, but I don't want to put their residence out there like that. Especially for any regular cash payments (for their safety -- they are 100% trustworthy)
I could use a local ghost address, but I am finding it difficult to locate one that could receive these payment 'securely'.
If I were to rent a private mailbox at someplace like Mailboxes, Etc. in the LLC Name and use the LLC EIN number, would it be possible for my relative to rent it as my nominee and thus keep my identity from being tied to it in any publicly accessible data bases?
Thank you for everything JJ
James, Toledo, OH Age: 45
Yes, a local CMRA would work, preferably other than the UPS store (if any other is available).
I strongly recommend the Canaries as your "principal place of business."
#8454
04/05/11
Shelving an LLC for Later Use
Good Afternoon,
I don't have a need for the utmost privacy at this point in my life. But I would like to be readily prepared, thus I'm interested in shelving one or more LLCs.
When shelving an LLC, as long as I don't use it, are there any tax obligations? I understand that there are yearly fees, but is there anything else I should be aware of?
Cheers.
Drake, Seattle, WA Age: 25
Good Afternoon,
I don't have a need for the utmost privacy at this point in my life. But I would like to be readily prepared, thus I'm interested in shelving one or more LLCs.
When shelving an LLC, as long as I don't use it, are there any tax obligations? I understand that there are yearly fees, but is there anything else I should be aware of?
Cheers.
Drake, Seattle, WA Age: 25
No, no tax obligations. Even if you do use it to hold title to something, no tax number is required, and thus, no tax returns.
#8452
04/04/11
new mexico llc
I was having a debate with a friend and we came to this question that neither I nor he could answer (nor new mexico corporations for that matter)
If I have a friend or someone I “hire” temporarily to be the registered agent, (to fill out and apply for the new mexico LLC) under their name so as to keep my name out of the LLC paper work..etc
Who’s to stop some malicious person (police officer or otherwise) from calling new Mexico corporations and getting a duplicate copy of your cert of organization and all the paper work, (which anyone can request) and claiming that they own the car, boat, motorcycle,…etc
All they would need to do is present the paper work to an officer or anyone for that matter and dispute who ones the car. How could you prove differently?
Thanks
Peter
peter, james, fl Age: 40
I was having a debate with a friend and we came to this question that neither I nor he could answer (nor new mexico corporations for that matter)
If I have a friend or someone I “hire” temporarily to be the registered agent, (to fill out and apply for the new mexico LLC) under their name so as to keep my name out of the LLC paper work..etc
Who’s to stop some malicious person (police officer or otherwise) from calling new Mexico corporations and getting a duplicate copy of your cert of organization and all the paper work, (which anyone can request) and claiming that they own the car, boat, motorcycle,…etc
All they would need to do is present the paper work to an officer or anyone for that matter and dispute who ones the car. How could you prove differently?
Thanks
Peter
peter, james, fl Age: 40
Do not hire some friend "temporarily" to be a resident agent. He will have to be the permanent one.
Since you plan to act on your own, I can't answer as to how to prove ownership. You might check with a lawyer.
#8451
04/04/11
New business identity
I am a special case. I had a company with partners where I own 60% and they literaly stole it from me with and injuction that later was revoked. I garantee all my business loans and vendors so I have 22 lawsuit for over $4,500,000 in my company and my name. I have not be able to work for the past 4 years until I resolved a civil siut I have agaist the old partners. But I'm broke since I lost literally everything. I would like to start an online book selling business and I need to know if an LLC in another state will protect me or do I need to form one in Puerto Rico for that purpose. Thanks
Lissy, San Juan, Puerto Rico Age: 45
I am a special case. I had a company with partners where I own 60% and they literaly stole it from me with and injuction that later was revoked. I garantee all my business loans and vendors so I have 22 lawsuit for over $4,500,000 in my company and my name. I have not be able to work for the past 4 years until I resolved a civil siut I have agaist the old partners. But I'm broke since I lost literally everything. I would like to start an online book selling business and I need to know if an LLC in another state will protect me or do I need to form one in Puerto Rico for that purpose. Thanks
Lissy, San Juan, Puerto Rico Age: 45
I do not know enough about your situation to be of help. However, have you not filed for bankruptcy???
#8450
04/01/11
Here's reason to wear sunglasses and a hat when out in public
Seems the relentless march of social media technology may make it extremely difficult to BE INVISIBLE in the near future. Does anyone have any advice after reading this link?
URL #1: http://edition.cnn.com/2011/TECH/mobile/03/31/google.face/
Pat, LIVONIA, MI Age: 37
Seems the relentless march of social media technology may make it extremely difficult to BE INVISIBLE in the near future. Does anyone have any advice after reading this link?
URL #1: http://edition.cnn.com/2011/TECH/mobile/03/31/google.face/
Pat, LIVONIA, MI Age: 37
Not to worry.
"In order to be identified by the software, people would have to check a box agreeing to give Google permission to access their pictures and profile information, said Hartmut Neven, the Google engineering director for image-recognition development."
#8449
04/01/11
SAFE STATES
WHAT IS THE SAFEST STATE IN THE UBITED STATES TO LIVE IN OR GET LOST IN?
I HAVE AN EX HUSBAND WHO KEEPS TAKING ME TO COURT TO SUPPORT HIM.
I REALLY HAVE TO MOVE SOON.
Jennie, STATEN ISLAND, NEW YORK Age: 59 years old
WHAT IS THE SAFEST STATE IN THE UBITED STATES TO LIVE IN OR GET LOST IN?
I HAVE AN EX HUSBAND WHO KEEPS TAKING ME TO COURT TO SUPPORT HIM.
I REALLY HAVE TO MOVE SOON.
Jennie, STATEN ISLAND, NEW YORK Age: 59 years old
It isn't the STATE you must worry about. It is how complete your plans are, and whether or not you can avoid working for wages. This is a classic example of when you need to schedule a consultation with me.
#8448
03/29/11
re: utilitIies
I am renting in my personal name because my landlord insisted on my SSN #.
When I tried to sign up for utilities, the gas company also insisted on personal identificat Still,ion, including my SSN #. When I asked if I could get service in my LLC, they said they would need to see that the lease is in the name of the LLC.
It's too late for me to go back and fix my error but I will try hard to remember this next time I move. However, I think in this market it's exceedingly difficult to find a landlord who will be sympathetic to privacy concerns.
Nate, Austin, TX Age: 34
I am renting in my personal name because my landlord insisted on my SSN #.
When I tried to sign up for utilities, the gas company also insisted on personal identificat Still,ion, including my SSN #. When I asked if I could get service in my LLC, they said they would need to see that the lease is in the name of the LLC.
It's too late for me to go back and fix my error but I will try hard to remember this next time I move. However, I think in this market it's exceedingly difficult to find a landlord who will be sympathetic to privacy concerns.
Nate, Austin, TX Age: 34
If you rent from a manager rather than an owner, then I agree that is is getting more and more difficult to maintain privacy. (I have properties with all utilities in LLC names but this is because I own them.)
#8444
03/25/11
Starting utilities
How can I start utilities while maintaining my privacy? If I open service in the name of an alias or LLC how can I make payments and bank my deposit when it is returned to me? What do you recommend?
Nate, Austin, TX Age: 34
How can I start utilities while maintaining my privacy? If I open service in the name of an alias or LLC how can I make payments and bank my deposit when it is returned to me? What do you recommend?
Nate, Austin, TX Age: 34
I have two properties where all utilities are in an LLC. I pay the bills from a personal account. As for the deposit, I left it as a credit and it is being used up as the months pass.
#8441
03/16/11
WA Car Licensing
Facts:
Washington resident who recently sold home. New address has not been provided to DMV for vehicles or to any other agency.
Want to transfer the vehicles to a NM LLC. If I get a driver's license in Michigan or Idaho, can I transfer or sell the cars to the LLC and then go register them in WA.
I do not see a problem as I will be a resident of Michigan and the ownership of the cars will be a business within a NW LLC. Do you see any issues with this scenario?
Rob, Port Hadlock, WA Age: 47
Facts:
Washington resident who recently sold home. New address has not been provided to DMV for vehicles or to any other agency.
Want to transfer the vehicles to a NM LLC. If I get a driver's license in Michigan or Idaho, can I transfer or sell the cars to the LLC and then go register them in WA.
I do not see a problem as I will be a resident of Michigan and the ownership of the cars will be a business within a NW LLC. Do you see any issues with this scenario?
Rob, Port Hadlock, WA Age: 47
At first glance I don't see a problem but you might check with Rosie Enriquez to be sure. Or post that question on the forum.
#8438
03/10/11
Mexico and RVs
I have read your How to Be Invisible book, and I was wondering what you meant about the Mexico RV thing. Thank you in advance.
From,
Luke
Luke, Wexford, PA Age: 13
I have read your How to Be Invisible book, and I was wondering what you meant about the Mexico RV thing. Thank you in advance.
From,
Luke
Luke, Wexford, PA Age: 13
I do not know what you refer to. Which page, in the 2004 edition?
#8437
03/09/11
10 Year Annual Census
Hello, can a ghost address be legally applied to the 10 year census questionaire currently being sent out here in the UK.
Ben, Birmingham, West Midlands Age: 48
Hello, can a ghost address be legally applied to the 10 year census questionaire currently being sent out here in the UK.
Ben, Birmingham, West Midlands Age: 48
I am not familiar with UK laws, so it's up to you to decide.
#8435
03/07/11
SSD Encryption Unreliable
An article I read is making me think twice about getting an SSD n a new computer. I posted this concern to the HTBI forum. I'd really like to here from others on this issue.
Nick, Boston, MA Age: 32
An article I read is making me think twice about getting an SSD n a new computer. I posted this concern to the HTBI forum. I'd really like to here from others on this issue.
Nick, Boston, MA Age: 32
#8434
03/07/11
travel to work
Mr. Luna,
I like your philosophy regarding working and saving till you have a certain amount, i.e. $10,000+. I worked very hard in Los Angeles and wasn't treated very well. I want to travel and work seasonal for a while to save up my cushion. I am applying in the Alaskan area and Aleutian Islands for seafood processing. DO you have any other suggestions, for the U.S. or for that matter, anywhere in the world? Someday, it will be nice to use your consulting services, after save my cushion etc. Thank you for your helpful books and philosophy. Sincerely, Brian.
Brian, Santa Rosa, Ca. Age: 35
Mr. Luna,
I like your philosophy regarding working and saving till you have a certain amount, i.e. $10,000+. I worked very hard in Los Angeles and wasn't treated very well. I want to travel and work seasonal for a while to save up my cushion. I am applying in the Alaskan area and Aleutian Islands for seafood processing. DO you have any other suggestions, for the U.S. or for that matter, anywhere in the world? Someday, it will be nice to use your consulting services, after save my cushion etc. Thank you for your helpful books and philosophy. Sincerely, Brian.
Brian, Santa Rosa, Ca. Age: 35
You might want to consider the advice in the SKIP COLLEGE e-book about finding a niche business and working for yourself.
#8433
03/03/11
Airport defiance
J.J., in your blog, commenting on the passenger who stood up for himself at the airport, you write: "And yes, the passenger was indeed in trouble. True, he was cleared of all charges but it took 15 months to do it. It appears that it has been declared legal to take pictures of TSA agents in an airport and also, that you can refuse to show them ID. But is it worth the hassle? What do you gain?"
It seems that we gain a precedent.
Your question can be asked of any person who resists any incursion on our liberties. It's always darned inconvenient, and not all of us will want to do it whenever we might. I think what that man has gained at the very least is pride for having the guts and presence of mind to stand up for his rights. He has also gained the thanks of other Americans who care about their freedom and dignity.
David, NYC, NY Age: 47
J.J., in your blog, commenting on the passenger who stood up for himself at the airport, you write: "And yes, the passenger was indeed in trouble. True, he was cleared of all charges but it took 15 months to do it. It appears that it has been declared legal to take pictures of TSA agents in an airport and also, that you can refuse to show them ID. But is it worth the hassle? What do you gain?"
It seems that we gain a precedent.
Your question can be asked of any person who resists any incursion on our liberties. It's always darned inconvenient, and not all of us will want to do it whenever we might. I think what that man has gained at the very least is pride for having the guts and presence of mind to stand up for his rights. He has also gained the thanks of other Americans who care about their freedom and dignity.
David, NYC, NY Age: 47
It all depends on your point of view. Some think that they can change the world. Others, including both Simon Black and your humble servant, think we cannot. Not this late in the game.
#8432
03/02/11
Facebook and other such sites
Can you please post as to why a person should not open an account on these websites for privacy's sake.
Collin, Albuquerque, New Mexico Age: 43
Can you please post as to why a person should not open an account on these websites for privacy's sake.
Collin, Albuquerque, New Mexico Age: 43
Because they are searcheable. Something you write today may come back years later to haunt you.
#8431
03/02/11
LLC checking account
If I set up a LLC, can I get a checking account for it? Is it advisable to do so? Do I get enough information for the bank to establish a checking account?
Kevin, La Mesa, CA Age: 41
If I set up a LLC, can I get a checking account for it? Is it advisable to do so? Do I get enough information for the bank to establish a checking account?
Kevin, La Mesa, CA Age: 41
You can get one, but only you know if you need it. It will require getting a tax # from the IRS.
#8428
02/28/11
Re question No.8419 and tip how to destroy sensivite printed material
ReL Question 8419 Preparing for Disaster: this all boils down to the old tale "The Ant and the Grasshopper" on the virtues of preparedness.
on another topic, I didn't have access to a paper shredder or place to make a fire to burn some sensitive printed material. What I did was try shredding it myself into "half dollar size" pieces, and take them to the kitchen sink. I was going to burn them then realized it may make too large a fire, so I washed the pieces in warm soapy water. It worked. The large pieces of printed material then turned into a glob that disintegrated into a wad of what could pass for a wad of chewed gum. It was washed clean of identifying print totally.
Thank you
Kris, Phoenix, AZ Age: 40
ReL Question 8419 Preparing for Disaster: this all boils down to the old tale "The Ant and the Grasshopper" on the virtues of preparedness.
on another topic, I didn't have access to a paper shredder or place to make a fire to burn some sensitive printed material. What I did was try shredding it myself into "half dollar size" pieces, and take them to the kitchen sink. I was going to burn them then realized it may make too large a fire, so I washed the pieces in warm soapy water. It worked. The large pieces of printed material then turned into a glob that disintegrated into a wad of what could pass for a wad of chewed gum. It was washed clean of identifying print totally.
Thank you
Kris, Phoenix, AZ Age: 40
#8425
02/11/11
Business Entity
Can I use a New Mexico LLC as a business entity or should I use something else? I want to set myself up to be laswuit/judgement proof.
Glenn, Newport Beach, CA Age: 65
Can I use a New Mexico LLC as a business entity or should I use something else? I want to set myself up to be laswuit/judgement proof.
Glenn, Newport Beach, CA Age: 65
NM LLCs work very well for PRIVACY. Making yourself "judgment proof" is an entirely different field. I suggest you contact a skilled attorney in that field and prepare to spend $5,000 or more, to start.
#8424
02/11/11
Car Insurance - BC (Canada)
I want to change the address of my car insurance AND Drivers License (in BC, it's done only one company the Insurance Corporation of BC or ICBC)to my 'virtual office' where I receive all my mail; however, I obviously park the car at my current place of residence, which I don't want people to know.
What effect does this have on my insurance? Would they still cover me if I had a small accident in the parking garage of my residence?
My next step will be registering with the car with a company but not quite there yet ...
Thanks!
Bob, Vancouver, BC Age: 40
I want to change the address of my car insurance AND Drivers License (in BC, it's done only one company the Insurance Corporation of BC or ICBC)to my 'virtual office' where I receive all my mail; however, I obviously park the car at my current place of residence, which I don't want people to know.
What effect does this have on my insurance? Would they still cover me if I had a small accident in the parking garage of my residence?
My next step will be registering with the car with a company but not quite there yet ...
Thanks!
Bob, Vancouver, BC Age: 40
Only some expert in the field in BC could answer that question, I fear.
| Previous Page | Next Page |
<< - 16 - 17 - 18 - 19 - 20 - 21 - 22 - 23 - 24 - 25 - 26 - >>
