JJ Luna

Questions & Comments

There are 7,114 questions at JJLuna.com.
#4342 06/08/08 utility with PO box
In my personal experience with two utilities (electric and internet) in a real name, but mailing address directed to a PO box, BOTH addresses appear on the billing statements. The bill comes addressed to the PO box, but there is a spot on both bills for the "service address" which reflects the actual home street address. That street address has no mailbox out front, so certified mail sent to the street address would be returned as undeliverable, but it would still lead directly to my front door. Since we're not in a position to move, that level of privacy has proven sufficient for our needs but is admittedly not complete.

The propane company's bill is delivered the same way. Mailing address = PO box, but delivery address = actual home address.

However, the garbage collection company appears to be clueless on how to deliver bills to a different address than the one from whence they retrieve trash... I have to call them every few months to get the balance due and mail it in to them, since I never receive statements from them. My clue that it might be time to pay the bill again is when the garbage isn't picked up one week... Oops!

Susan, ,      Age: 39
From a PI friend:

"I get the address of service from utility searches. I'm looking for the person's location, not their box.
I'll get the alternate information in the same conversation, the contact numbers at home and work and verification of DOB or SSN - what ever they have on the Subject.

Process servers like to look people in the eyes when they serve them. You can serve people by mail but looking them in the eye, saying their name and seeing the confimation in thier eyes if not from their mouths makes people who look for people feel more confident.

When I sell this stuff to butny hunters they don't want someone's P.O. Box or drop box address. They want to know where they can lay hands on the guy."


#4341 06/08/08 Internet Surveillance
Wow! A must read article, and some excerpts:

"Since May 2007, all Internet providers have been required to install gear for easy wiretapping under the Communications Assistance for Law Enforcement Act."

and

"Noah Shachtman, who covers the subject like a rug at his Wired Magazine Danger Room blog, recently noted that Comcast, the country's second-largest Internet provider, "has just advertised for an engineer to handle 'reconnaissance' and 'analysis' of 'subscriber intelligence' for the company's 'National Security Operations'" – that is, for the U.S. government. ("Day-to-day tasks, the company says in an online job listing, will include 'deploy[ing], installing] and remov[ing] strategic and tactical data intercept equipment on a nationwide basis to meet Comcast and Government lawful intercept needs.'") "
URL #1: http://www.lewrockwell.com/engelhardt/engelhardt339.html

Mark, ,      Age: 32

#4339 06/08/08 utility search by P.I.
Here's my question:

Say I arranged to receive utilities at my residence under the name Greg Swick, and when I signed up for utilities I gave two addresses: the physical address of the residence (place of service) and a PO Box for any mailings. If a PI does a utility records search, which address will be listed with the name Greg Swick?

--Physical Address (place of service)
--PO Box (mailing address)
--both addresses

Greg, ,      Age: 25
I can't answer for all PIs, or for all utility companies, because they differ. However, I suspect the usual listing is the street address.

#4338 06/08/08 Canadian Check Points
I am considering a trip to Canada to open a bank account. Are there smaller check points to cross into Canada from NY, VT, etc?

Barbara, ,      Age: 63
Any road map shold show all the crossings. Look for the two crossed flags symbol.

#4334 06/07/08 Real Estate Transfer
I am closing on a property that I am selling next month. If deposit the check in an out of state bank...is that as secure as using an attorney trust account and then deposit in the out of state bank?

Pam, ,      Age: 52
Are you referring to the check you RECEIVE, from the title company? If so, I don't see why not.

#4332 06/07/08
I get an e-mail newsletter from Gary North, but no access to the good articles because I am not a member. He talks about getting to stay in a repossessed home for $1 a month. Does that make sense to anyone?
URL #1: http://www.garynorth.com:80/public/3597.cfm

Alan, ,      Age: 39
It does to me, providing you refer to an area with many home foreclosures. If a home stands vacant, it will be subject to vandalism.

However, if it were me, I would offer the bank a modest rent such as $500 a month, in return for a one-year lease. I would also offer some gold-plated references.

If any of you readers have access to North's complete article ("members only"), you may wish to add a comment about this idea.


#4331 06/06/08 Neighbors
When I was in law enforcement and looking for people, there were a number of fairly simple techniques we used to get a neighbor to tell us who lived next door or across the street. Of course, I drove an unmarked car and didn't always look quite like law enforcement. If your neighbor knows your real name they will probably reveal it under certain circumstances.

Sam, ,      Age: 62

#4330 06/06/08 To Pam 4329 Re Neighbors
For the ultimate in privacy, you could use an alternate name when making friends in your new community and/or introducing yourself to your new neighbors. Of course, you'll want to pick a fairly common name and one you'll remember to answer to and use in the presence of others!! If possible, obtain your new phone service in this alternate name, or at the very least, obtain an unlisted number so anyone doing a reverse phone search won't stumble upon your real name. When you obtain mail service, have your official mail sent and/or forwarded to a CMRA or P.O. Box from the get go, and receive mail at your new residence ONLY in your alternate name. Subscribe to a magazine or two using the alternate name to start things off and to get the mailman used to associating your alternate name with your address.



I have chosen to do this, and so far, it's worked out quite well. The transition was pretty easy, since I live in an apartment building and neighborhood where folks very much keep to themselves, and there is a fairly high turnover. My oldest gal-pals, of course, know my real name, but as we've all started embracing the HTBI lifestyle after reading Mr. Luna's book, we're all hip to this strategy of using alternate names.



Also, I have NEVER mixed work life or work friends (where they only know my real name) with my home life and home friends. A valuable lesson I learned early on in my working life is that it's best "not to fish off the company pier", so to speak.



All of your official affairs (banking, etc) in your new community will be in your legal name, but how many times do you have friends or neighbors within ear-shot when conducting personal or sensitive business? Unless you move to a small town, it's pretty unlikely that you'll run into your banker, librarian, or the DMV clerk at the grocery store, gas station, or PTA meeting!



Best of luck!

Linda, ,      Age: 36


#4329 06/06/08 neighbors
We will be moving sometime soon and are implementing some of the privacy techniques in your book. I don't want to avoid neighbors and would prefer to have local friends. I did not see a mention of how you deal with neighbors in the book, though. If you deal with neighbors, do you use your real name?

Pam, ,      Age: 52
Each case is different, but normally, you would use your own name. Then, if you had a business elsewhere (such as on the internet), you might choose to use a different name there.

#4327 06/06/08 Leonard's Question on Broadform Insurance
I carry broadform thru Unitrin. I have a perfect driving record. It costs me about $1100 a year. No form I have ever been asked to fill out included any request for vehicle information.
URL #1: http://www.unitrinspecialty.com/us/public/index.cfm

marc, ,      Age: 51

#4326 06/06/08 German Legislation to increase surveillance powers of police
JJ, For the most part the EU has had backed individual privacy through its own legislation, however, it appears that more and more countries within the EU are starting to subvert the privacy rights that had been passed by the EU in 1997 and are granting local authorities additional powers. Several friends of mine in Germany were told by their parents that the Nazi's used the same message 'of protecting the people from itself'. Scary stuff!
URL #1: http://www.iht.com/articles/2008/06/04/europe/germany.php

Michael, ,      Age: 37

#4324 06/05/08 Cell Phone Tracking
Just a reminder: you can obtain Tracfone without providing ANY personal info - not even fake info is needed. If you activate via a proxy or public computer, that's about as anonymous as it's possible to be nowadays.

Everett, ,      Age: 56

#4323 06/04/08 To Lloyd 4289
When I occasionally get hassled at a chain store for my phone number, address, etc. I have an easy reply: I hold up the item in one hand and my cash in the other hand and calmly say "I will not give you any personal info. I am leaving in 30 seconds, with or without this -- your choice" and then shut my mouth. 100% success rate! The staff always seems to "find a way" to process my sale.



Of course, make sure that you dont really need that item in case you actually have to walk out.

Eric, ,      Age: 34

I like your second paragraph the best!

#4322 06/04/08 Hats,Sunglasses,CCTV when shopping
JJL,
Have read HTBI and was wondering if you thought it effective to wear a hat and sunglasses when shopping at the mall and "big box" stores, where they all seem to have the domed CCTV cameras EVERYWHERE. Even though I always pay CASH, I'm concerned my transactions are being recorded and archived.
URL #1: http://www.morpheus.cc/e-privacy/cctv.htm

Sylvia, ,      Age: 38
Unless a three-letter agency is seriously after you, I think the hat and sunglasses are overkill.

#4321 06/04/08 update post #4317
Trying to title the car with a LLC not my own name. The licensing company says it will still be in the LLC name but has to have a Texas address. I told them "nothing can be in my own information or connected to me" they were fine. They looked at my passport and kept asking if I had ID or drivers license. But they did make a copy of my insurance card(had my initial + last name and p o box address). Also the licensing company owner(talked to her on the phone) offered "you want to cancel this" I guess cancel and refund what I paid them.

james, ,      Age: 33

#4320 06/04/08 Cell Phone Tracking - It's TRUE
Yet another reason to use a nominee or an alternate name to obtain your cell phone!
URL #1: http://www.comcast.net/articles/news-science/20080604/TEC.Cell.Phone.Tracking/

Linda, ,      Age: 36

#4319 06/04/08 Passport Address
Like many folks, I obtained my most recent passport (non-RFID) before I embraced the HTBI lifestyle. The passport was sent to my residence address, where I still live (moving is not an option financially). It's still good for several years.

I don't want to call attention to myself by reporting my current passport lost or stolen or calling the Passport Office just to let them know my address has changed (like, how many people do you think actually do that?!), but am concerned that my actual residence address is linked to my passport in the gov't database.

I've figured out a possible solution and want to know if others think this makes sense: The Passport Office is soon going to issue wallet sized "Passport Cards" for use at the US/Canadian and US/Mexico borders and for some US/Carribbean travel. Sadly, these are impregnated with RFID chips. However, if I apply for the passport card using my ghost mailing address that should change my address in my entire passport record that the gov't has. When I get the RFID impregnated passport card, I can simply put the card in my safe deposit box and continue to use my non-RFID passport for ID purposes until it expires!

Does this sound feasable as regards changing my address in the gov't database in a low-profile way?

Linda, ,      Age: 36
As long as your home address is not in the actual passport, why worry?

#4318 06/04/08 Obtaining your personal information
In order to see what the databases have on you at ChoicePoint, these are the ChoiceTrust that you can call to get your free copy. They are:

Employment history 800-312-8075
Tenant history 800-448-5732
Property claims for insurance 800-627-3487
Your insurance claims (property and auto) 800-312-8076

These numbers are off the website below.


URL #1: http://www.choicetrust.com/servlet/com.kx.cs.servlets.CsServlet?usertype=c

Sebastian, ,      Age: 58

#4317 06/04/08 Titling a car in Texas
I'm trying to title car with a Title company they tell me I have to have a Texas address for registration but they can send out the title to CA. I any called Austin and they said same thing. Should I just use a address far from but still in TX?

james, ,      Age: 33
Are you using an LLC or your own name? If your own name, perhaps that IS a requirement. Any comments from you readers in Texas?

#4315 06/03/08 To Lloyd 4289
Why don't you have the guy enter in the address of the Best Buy Store with a special note that the customer will pick this up? Then he tells you, "it should be in on ...." and you come back then and get it?

Or just say you are visiting from out of town and don't have an address but are purchasing it for a friend and obviously don't want it shipped there. (This won't work if you already gave your old address but for future situations ...)
Then the conversation may go:
"Do you have your friend's address for our computer?" .... "No sorry. It's long and I forget it."

etc.

Sounds like there are several ways around this.

Mike, ,      Age: 29

#4314 06/03/08
I live in Ohio. While I'm not sure about your options in other states, here you do have the option of meeting your insurance requirement by "a BMV bond secured by real estate having equity of at least $60,000."

If you have the equity, is this not a viable option (at least here)?

Certainly this isn't for everybody: $60,000 isn't enough insurance if you become liable in a claim arising from an accident. However, it is interesting that it should keep you completely out of insurance-related databases. In some situations it may make sense.

Tangental thought: if you have $60,000 or more in equity in any real estate, you may be well advised to tie up this equity with a bond even if you *do* have a normal insurance policy. The state is essentially offering you a "friendly lien" on your real property (in Ohio). That's a question to approach a lawyer about first, but it seems worth asking.

Another option here is to acquire a $30,000 surety bond in lieu of a standard auto insurance policy, but I don't know enough about them to offer any additional thoughts.



URL #1: http://www.bmv.ohio.gov/financial_responsibility/sb20.htm

Will, ,      Age: 33

#4313 06/03/08 Dealing with Public Records
I believe the best way to deal with being in a number of databases is to OBFUSCATE your entries. In other words, manage them by using HTBI methods like getting ghost addresses and related phone numbers, nominee accounts (and setting up businesses using nominees), titling property in NMLLCs formed by nominees, etc.

(Yes, I know it's hard for most people to find trustworthy nominees but you can still do some of the other things suggested in HTBI like getting a ghost address at a CMRA that isn't part a major or regional chain and getting some Vumber numbers and using them, especially with those who can be traced to you. Getting prepaid cellular service in pseudonyms also works well.)

Searching this site, you'll find a lot of perfectly legal ideas that work. Using these techniques is MUCH easier than trying to remove your name and personal information from public records. Just do whatever you can to obfuscate the database records and you'll be better off than if you did nothing.

Wendy, ,      Age: 44


#4312 06/03/08 re 4291 (just too convoluted)
I think trying to remove all your records from the system (ala the zeroed advantage in GURPS) might be possible, it would be very difficult. JJL comment in HTBI on hiding places in Spain is simple in comparison. try to imagine if the hiding places moved, multiplied and or came into existance without your concious knowledge. I really doubt anyone could know where all their records lie in todays society.

James, ,      Age: 31

#4309 06/03/08 NYC: Eye in the Sky
JJ, If any of your readers from NYC want to know of the what some are calling the 'Flying Peeping Tom', NYPD is now operating a flying surveillance helicopter that has such powerful optics that it can read a license plate from a distance of a mile and half away. All of the data is piped to an operations center where personnel can interpret the data. I thought the pigeons in NYC were the only things to worry about from above!
URL #1: http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2008/05/31/MN4V10SJTC.DTL

Michael, ,      Age: 37

#4308 06/02/08 information given to bank
I established an online account for a bank account that I established at a local branch by my home. In order to experiment, i gave the online account bogus personal data when activating it to see if the bank flagged this (ie, the data I entered was different than the authentic data I gave the bank branch). Sadly the online account was activated just fine. To test it further, I called up the online account and said I forgot my password. The lady asked me my personal data questions for verification. I told her the "real" answers as reflected in my original account which I opened in person at the bank branch. She said my answers were not valid and locked up the online account.

I'm curious if anyone has experienced anything similar with Credit Card companies? I'm interested to know if Credit Card companies are more "together" and intelligent about aggregating and dealing with disparate data upon account creation etc.

greg, ,      Age: 25

#4305 06/02/08 Self Defense
[Edited for length] Step in close to your attacker. Most attackers think you will run away, so they are not worried about getting away from you. This will make him worry.

Use the meaty EDGE of your hand (not the edge of your fingers or wrist, the MEATY EDGE of your HAND), on the pinky side, and strike the intersection of his neck and shoulders HARD. If you are trying to protect your hand as you hit him, you are not hitting him hard enough. The meaty edge of your hand can take it.You will stun him on the first strike. He will collapse on the second.

Hit any nerve on the body three times in a row the same way in the same place, as hard as you can with your knuckles or edge of hand. This will temporarily shut the nerve down.

Step on the little toe side of his foot hard, over and over. The big toe side is more padded than the little toe side.

When your attacker strikes, he is hoping you will pay full attention to what he is doing to you, and forget everything else in the world entirely. Instead, I want you to pay full attention to whatever you decide to do to HIM.

If you want to punch him in the stomach, don't punch the stomach straight on, punch it at either edge, left or right side.

If someone is strangling you and they are standing in front of you, don't try to break his grip on your neck. Take your first and second finger on your dominant hand and thrust them into the hole in the bottom of the front of his neck. This will shock him into wanting to back off.





Austin, ,      Age: 34

#4304 06/02/08 broadform auto insurance
i noticed a couple of posts about this form of insurance earlier. this seems like a really effective way to seperate car insurance policy from ownership. is there anyone out there with more detailed info? how much more expensive is it?

leonard, ,      Age: 35

#4302 06/02/08 Re: Deter A Rapist
I would add possible moves to the list:



1. rake the edge of your shoe down the shin and stomp the instep of the foot as hard as possible.

2. an elbow to the solar plexus--just below the rib cage. Keep hitting until they release you or you want to try something else.






Sebastian, ,      Age: 58


#4299 06/02/08 insurance/deter a rapist
John- Thanks for the comment. I will make a discreet inquiry of an agent. And yep---you're right....we are debating if we want to be in yet another database.

Sam- Your comments reminded me of what my defense instructor told our class: Grab those fingers! (If they grab you by the neck.) They'll snap like carrot sticks! (This coming from a master in several different martial arts. ;) )

Theresa, ,      Age: 43

#4298 06/02/08 Deter A Rapist
[Edited for length] A friend sent me this by e-mail. It reminds me of some of the info. in your "Dirty Tricks For Savvy Chicks" book.



A group of rapists and date rapists in prison were interviewed on what they look for in a potential victim and here are some interesting facts:



1) The first thing men look for in a potential victim is hairstyle. They are most likely to go after a woman with a ponytail, bun, braid or other hairstyle that can easily be grabbed. They are also likely to go after a woman with long hair . Women with short hair are not common targets.



2) The second thing men look for is clothing. They will look for women who's clothing is easy to remove quickly. Many of them carry scissors around specifically to cut clothing.

3) They also look for women on their cell phone, searching through their purse, or doing other activities while walking because they are off-guard and can be easily overpowered.



4) Men are most likely to attack & rape in the early morning, between 5:00a.m. And 8:30a.m.



5) The number one place women are abducted from/attacked is grocery store parking lots. Number two: is office parking lots/garages. Number three: is public restrooms.

6) The thing about these men is that they are looking to grab a woman and quickly move her to another location where they don't have to worry about getting caught.

7) Only 2% said they carried weapons because rape carries a 3-5 year sentence but rape with a weapon is 15-20 years.

8) If you put up any kind of a fight at all, they get discouraged because it only takes a minute or two for them to realize that going after you isn't worth it because it will be time-consuming.

9) These men said they would not pick on women who have umbrellas, or other similar objects that can be used from a distance, in their hands.

Keys are not a deterrent because you have to get really close to the attacker to use them as a weapon. So, the idea is to convince these guys you're not worth it.

10) Several defense mechanisms he taught us are: If someone is following behind you on a street or in a garage or with you in an elevator or stairwell, look them in the face and ask them a question, like what time is it, or make general small talk: "I can't believe it is so cold out here," "we're in for a bad winter." Now you've seen their face and could identify them in a line-up; you lose appeal as a target.


11) If someone is coming toward you, hold out your hands in front of you and yell STOP or STAY BACK ! Most of the rapists this man talked to said they'd leave a woman alone if she yelled or showed that she would not be afraid to fight back.
Again, they are looking for an EASY target.

12) If you carry pepper spray (this instructor was a huge advocate of it and carries it with him wherever he goes) , yell I HAVE PEPPER SPRAY and holding it out will be a deterrent.

13) If someone grabs you, you can't beat them with strength but you can by outsmarting them If you are grabbed around the waist from behind, pinch the attacker either under the Arm (between the elbow and armpit) OR in the upper inner thigh VERY VERY HARD . One woman in a class this guy taught told him she used the underarm pinch on a guy who was trying to date rape her and was so upset she broke through the skin and tore out muscle strands - the guy needed stitches. Try pinching yourself in those places as hard as you can stand it - it hurts.

14) After the initial hit, always GO for the GROIN. I know from a particularly unfortunate experience that if you slap a guy's parts it is extremely painful. You might think that you'll anger the guy and make him want to hurt you more, but the thing these rapists told our instructor is that they want a woman who will not cause a lot of trouble. Start causing trouble and he's out of there.

15) When the guy puts his hands up to you, grab his first two fingers and bend them back as far as possible with as much pressure pushing down on them as possible. The instructor did it to me without using much pressure, and I ended up on my knees and both knuckles cracked audibly.

16) Of course the things we always hear still apply.Always be aware of your surroundings, take someone with you if you can and if you see any odd behavior, don't dismiss it, go with your instincts!!!



Sam, ,      Age: 62


#4297 06/02/08 How Your Government Protects You
This was not nearly as big a problem when private firms handled security, but now that the government is involved... "Five tips to ensure the TSA doesn't steal your stuff"
URL #1: http://www.chron.com/disp/story.mpl/travel/elliott/5797824.html

Everett, ,      Age: 56
Readers: My wife and I never check luggage when we fly, and we keep all valuables on our person.

... Later this year, some friends from Spain will be invited to attend our 50th wedding anniversary. We have instructed our travel agency to have them fly into Canada, to avoid the dreaded Homeland "Security" checks. We will meet them there and take them across the border at a small checkpoint.


#4296 06/01/08 Re: Theresa #4286
Theresa,


This doesn't sound right. Since the majority of americans own some type of gun (concealed permit or not), this would mean most of them would not be able to insure their residences. Sounds like an "urban legend" to me.

I am tuned into the ongoing gun rights/concealed carry movement and have never heard of any such thing. Easiest thing to do is call your insurance agent and ask.

The bigger worry you should have is once you get a permit you are in one more public database, but you have to weigh the risk of safety against your desired level of privacy.

John , ,      Age: 39


#4295 06/01/08 RE: Wendy #4281
Wendy,
Try the following link for complete security systems and other devices. Should have what you need. They even offer monitoring for a low cost.
URL #1: http://homesecuritystore.com/index.html

John , ,      Age: 39

#4294 06/01/08 Weird book review
Have you seen the latest review of HTBI on Amazon? Some nitwit calling herself "Miss" DePlume says her dad has the book and so one afternoon she read it "for a laugh." She rates your book as one star because "the only person who'd need to use the tips in this book is hiding from the law for some reason."

Since it was her father who bought the book, shall we assume he himself is "hiding from the law?" :-)

John, ,      Age: 52

Many thanks to "Stan" and "Emily" who posted refutations to Miss DePlume!

#4292 06/01/08 cash necessary
re the need for cash- This has been discussed before but if your not aware? I went to my local simon mall and got a visa gift card with $500 on it for $502. I put my fake name on the back and entered it on the web site and purchase off the internet or use it ANYWHERE visa is accepted. Beats carrying a lot of cash around, you can canc el the card if lost (good luck with that with cash) and there is complete ananomity. If they ask for license-I don't have it with me and was given this gift card.

imma friedman, ,      Age: 52

#4291 06/01/08 Delete my name from public records?
I wish to delete my name from public records and whatever it costs, I have the means to pay it. So where do I start?

Ted, ,      Age: 72
Sorry, Ted, but not even bribery will get your name out of public records. It appears in too many places.

#4290 06/01/08 Not accepting cash
In #4289, Lloyd wrote:

"I go into Best Buy to order a CD. Since I don't take mail of any kind at my residence, I order it for in-store pickup. They tell me I need to go purchase a gift card and pay for it that way, since they have no cash drawer in the music dept."



I had a similar problem when trying to pay Enterprise Rent-a-Car for two days' car rental while having a body shop repair the first scratches on my new car. When renting the car, I had presented a credit card. When paying for it, they insisted that I use a credit or debit card -- would not accept cash money! The tale they told was that because an employee had been robbed on a trip to the bank to deposit the days' receipts, the company now required them to make a separate trip to the bank any time they had twenty dollars or more to deposit!

The bill was for only about fifty dollars -- I wanted to pay cash, pointed out the words on the face of the twenty dollar note ("legal tender for all debts public and private") -- but finally gave in and let them charge it to my credit card.



I am in the very early stages of implementing your HTBI principles and have not yet moved from my residence of the past 20 years, so I figured it didn't matter yet. Still, I found it odd that a business would refuse to accept legal tender!

James, ,      Age: 65

Strange indeed!

#4289 06/01/08 Best Buy--Problem!
I go into Best Buy to order a CD. Since I don't take mail of any kind at my residence, I order it for in-store pickup. They tell me I need to go purchase a gift card and pay for it that way, since they have no cash drawer in the music dept.

When I come back with the card, they want my name, address, and phone number. Since, like the rest of you, I don't release such information, I gave him an old address.

He puts it all into the computer, and it won't complete the order. He says it does that about half the time on CD orders. It insists on making it an order to ship to my residence. I tell him I want in-store pickup only. He's unable to complete the transaction, and I have to pocket the gift card I just bought.

Anybody know what's up with this?

Lloyd, ,      Age: 33


#4288 06/01/08 Gun Permits
[Edited for length] This is in regard to Theresa carry permit/insurance Franklin, TN. The states of Vermont and Alaska allow citizens to carry guns concealed without permits or go through the long process of paying fees and what have you. Alaska does give out permits if you wish to travel/visit other states that have permit reciprocity. You do have to be fingerprinted and pay a fee, the permit is good for 5 years. If you don't want to travel or take your gun out of state you may consider moving to either of those states.

Hugh, ,      Age: 53

#4286 05/31/08 carry permit/insurance
Today both my husband and I qualified for a concealed weapons permit. We'll have 6 months to apply for the actual permit, if we decide to go that route. (At which time a thorough background check will be done and our fingerprints on file. BTW- our backgrounds are squeaky clean.)



The instructor,a former Marine and current deputy sheriff, said that insurance companies are now refusing coverage to homeowners if they have weapons in the house....or even a carry permit.

I asked if the insurance companies were watching who applies for weapons permits now and his answer was, "It's hard to imagine them NOT knowing."



Anyone have experience with this or comments on jumping through the hoops for the carry permit?

Theresa, ,      Age: 43

Guess why insurance companies no longer wish to insure homeowners who have weapons in the house? (I assume this is primarily aimed at handgun owners.)

#4285 05/31/08 Snitch Culture -- widespread and dangerous
Excerpt of Amazon reviewer doomsdayer520's review of SNITCH CULTURE by Jim Redden (see link below):
"This book has numerous horror stories of innocent people being seized, injured, and sometimes killed by the authorities based on flimsy and unproven tips from informants."

And this from the May 20, 2008 S&A Digest:
"In the U.S., financial desperation strikes a more Orwellian cord: professional snitching. If your information leads to an arrest, police programs will pay you between $50 and $1,000. Some jurisdictions give bonuses if a weapon is recovered. Police stations report phones are ringing off the hook...."
URL #1: http://www.amazon.com/Snitch-Culture-Citizens-Turned-State/dp/0922915636/ref=pd_bbs_sr_1?ie=UTF8&s=books&qid=1212279761&sr=1-1

Randy, ,      Age: 40s
(Note that the book was published in 2000 and may be somewhat out of date.)

#4284 05/31/08 Does the U.S.Postal Service maintain a database ____?
Hi,I've got 3 U.S. P.O. Boxes, all up for renewal at the end of July. 2 boxes are in different cities nearby. The other box is in another state. All are under my name,although my address listed on the application is different for each box as I was moving quite a bit for awhile. I'm concerned the Postal Service keeps a master database on all of its post office box customers, "flagging" those with multiple boxes. Should I be concerned?

Luis, ,      Age: 26
I am quite sure all boxes are in a database, but I have never heard of multiple names being flagged.

#4283 05/31/08 Carrying Cash?
Having quantities of money is cause enough for law enforcement to try and "make a case for money-laundering" in Lane County Oregon. (see attached link) My friends in law enforcement and the DA's office tell me that, "discovering any amount over $1K in personal possession will result in an investigation including state and federal authorities". I was not surprised to learn this. They also told me to, "keep my vehicle in complete working order, drive with precision and safety or you may be pulled over. In addition, personal appearance and behavior are important when you're stopped but that does not mean your car will not be searched. Also, cash may have drug residue on it and our dogs WILL FIND IT." My question is: How best to safely carry/transfer cash?
URL #1: http://hosted.ap.org/dynamic/stories/O/OR_CASH_CASE_OROL-?SITE=OREUG&SECTION=HOME&TEMPLATE=DEFAULT

Bill, ,      Age: 55
This has been discussed in both HTBI and the e-book Invisible Money.

#4281 05/30/08 Wireless Burglar Alarm Systems
I need to get a wireless burglar alarm system for home but one that doesn't require hardwire installation. I'd like one with an optional monitoring service (which can be placed a pseudonym). Has anyone ever used one of these that they'd recommend? Thanks.

Wendy, ,      Age: 44

#4279 05/29/08 Danger in downloading programs from the internet
If you like to download just about anything from the Internet, please
read this...

A Question of Programming Ethics:


URL #1: http://www.codinghorror.com/blog/archives/001072.html

Jenny, ,      Age: 35

#4274 05/27/08 Florida registration
On the registration renewal form, Florida asks for either the driver's license number of the owner or the EIN of the business. I don't remember being asked for the latter until 2007.



I wouldn't bother to protest that an LLC isn't required to have an EIN - though you can do that if you like and let us know how it works out. Just go along with the program and submit a "valid" EIN.



When I pay my renewal fee and get my sticker at the tax collector's office (which is where you register vehicles and get driver's licenses in Florida), I have never shown ID or even been asked my name so far.

Everett, ,      Age: 56


#4273 05/27/08 Security Decoys
Dear Mr. Luna, In your questions from readers, a topic came up involving certain things you could do to discourage breakin's at your home or business,can you recommended one of your publications?

Randy, ,      Age: 43
See "Five Rings of Protection" in the e-book "Invisible Money."

#4272 05/27/08 Invisible Money Report Works in London
Just want to say your Invisible Money Report - Appendix A: Canadian Bank Accounts for Non-Canadians works in London. You have to change the name to London Bank Accounts for Non-UK people. But the basic steps you outline will work in other places.



The value of the dollar made me look into accepting UK pounds on my websites. Using the basics in your book I opened two bank accounts using only my US passport in London. I was in and out Lloyds Bank in 20-30 minutes. I showed only my passport and made a small deposit of 5 pounds.



The person who opened HSBC Passport account was being trained but I was out in 45 minutes. I got the HSBC account with only my passport but I had to pay 60 pounds bank service fees for a year. (Or I could have paid 6 pounds a month.)



I know these are not small banks but I have no plans to live Europe. I just want to accept a different currency on my websites.



Diane, ,      Age: 42


#4271 05/26/08 Re: #4268, Passport Card
As long as you keep the new passport card in its sleeve when not actually at a border crossing, it should be okay. But if you take it out of its sleeve, it can be read at quite a distance. Unlike the passport book, it may be susceptible to cloning - again, when out of its sleeve.

Its technology, what what I have read, does not seem to be anywhere near as secure as the conventionsl passport book, which can only read when the book is open.

James, ,      Age: 65

#4270 05/26/08 registering car/driver's license
when registering a car under the name of an LLC or Trust in Florida or California, is one required to show one's driver's license to the DMV?

When registering a car in his name, my brother found out the Florida DMV demands to see the driver's license of the vehicle owner to get the registration completed. How would this play out with an LLC or Trust?

Greg, ,      Age: 25
I have always been asked for ID, either when registering a vehicle in the name of an LLC, or when renewing the annual tabs. However, the clerk just looks at my passport and hands it back with no comment. (Not all states, of course, may be the same.)

Previous Page Next Page
Jump to page:
<< - 82 - 83 - 84 - 85 - 86 - 87 - 88 - 89 - 90 - 91 - 92 - >>

© 2013 - JJ Luna, All Rights Reserved.
mailing-list infonode/35